36624 Ridge Rd, Willoughby, OH 44094 Property Records

Lake County property record for 36624 Ridge Rd, Willoughby, OH 44094 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,020 sqft · built 1889
Lot Size	1.01 acres (43,996 sqft)
Owner	Individual Name on File
Tax Bill	$13,261 (2023)
Deeds & Mortgages	Feb 2025 Line of Credit Nov 2024 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`27-A-007-B-00-003-0`

Property Details

APN / Parcel Number

Primary APN	`27-A-007-B-00-003-0`
Alternative APN	`A 10`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,020 sqft Living Area
Gross Area	4,462 sqft
1st Floor Area	1,098 sqft
Basement Area	1,358 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1889
Effective Year Built	Effective 2000
Architectural Style	Old Style
Exterior Material	Wood Siding
Foundation Type	No Foundation
Lot Area	43,996 sqft (1.01 acres)
Garage Type	Detached
Garage Area	900 sqft

Exterior Amenities

Porch	Enclosed Frame Porch
Porch Area	274 sqft
Deck Area	466 sqft
Patio Area	466 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	36624 RIDGE RD
City	WILLOUGHBY
State	OH
Zip	44094-4125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4 TRACT 10
Legal Subdivision	ORIGINAL WILLOUGHBY TOWNSHIP 10
Legal Tract	10
Legal Block	2
Legal Lot Number	4
Jurisdiction	LAKE OH
Township / Civil Division	WILLOUGHBY
Census Block Group	2
Census Block	2002
Census Tract	201300

Owner

Source: Lake County records · APN 27-A-007-B-00-003-0

Assessment roll updated December 30, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	36624 RIDGE RD, WILLOUGHBY, OH 44094-4125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2025	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Nov 14, 2024	Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND
Jan 10, 2025	Transfer on Death Deed, Transfer
Jun 04, 2020	Deed of Trust, Mortgage · ARM THIRD FSLA OF CLEVELAND

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 23, 1984
Deed Sale	May 23, 1984
Last Transfer Date	Jan 09, 2025
Transfer Doc	0000000594
Record Updated	Sep 20, 2026

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	36624 RIDGE RD, WILLOUGHBY, OH 44094-4125
Transaction Type	Mortgage
Record Updated	Jun 02, 2026
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000003275
Date	Feb 21, 2025
Instrument	2025R003275

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	36624 RIDGE RD, WILLOUGHBY, OH 44094-4125
Transaction Type	Mortgage
Record Updated	Jun 02, 2026
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000023152
Date	Nov 14, 2024
Instrument	2024R023152

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 07, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	LAKE OH
Recording Date	Jan 10, 2025
Property Address	36624 RIDGE RD, WILLOUGHBY, OH 44094-4125
Document Number	0000000594
Instrument Date	Dec 14, 2024
Instrument	2025R000594
Transaction Type	Transfer
Record Updated	Jun 02, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36624 RIDGE RD, WILLOUGHBY, OH 44094-4125

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE OH
Property Address	36624 RIDGE RD, WILLOUGHBY, OH 44094-4125
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	THIRD CAPITAL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014375
Date	Jun 04, 2020
Instrument	2020R014375

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.29%
Adjustable	Adjustable Rate Rider
Type Change Date	Jul 01, 2025
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5.29%
Max Rate	9.29%

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated December 30, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lake County
Municipality	Willoughby City
Unified School District	Willoughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$137,610 (-1.76%) Land $41,970 Building $95,640	$393,150 (-1.76%) Land $119,900 Building $273,250
2023	$13,261.00 (+51.42%) Homeowner's exemption	$140,070 (-) Land $33,510 Building $106,560
2022	$8,758.00	$140,070 Land $33,510 Building $106,560
2021			$400,200 Land $95,730 Building $304,470

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lake County (39085C), updated December 14, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390852013002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 64% of Ohio
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 317 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Verizon, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE only, no 5G reported

Nearby Properties on Ridge Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures