3662 Lago Sereno, Escondido, CA 92029 Property Records

San Diego County property record for 3662 Lago Sereno, Escondido, CA 92029

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,088 sqft · built 1986
Lot Size2.21 acres (96,703 sqft)
OwnerTrust Name on File
Last Sale$1,350,000 (Aug 2022)
Tax Bill$16,075 (2025)
Deeds & MortgagesOct 2022 Transfer
Aug 2022 Sale & Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN272-612-20-00

Property Details

APN / Parcel Number

Primary APN272-612-20-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,088 sqft Living Area

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Lot Area96,703 sqft
View / LotLake
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address3662 LAGO SERENO
CityESCONDIDO
StateCA
Zip92029-7902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRE-20
Legal DescriptionLOT 210 TR 009571
Legal SubdivisionESCONDIDO BLKS RESUB
Legal Tract009571
Legal Block1
Legal Lot Number210
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1004
Census Tract20401

Owner

3662 Lago Sereno is held in a trust since October 2022.

Source: San Diego County records, as of July 28, 2026

Owner of RecordTrust Name on File
Mailing Address3662 LAGO SERENO, ESCONDIDO, CA 92029-7902
Owner TypeCompany
VestingTrust, Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 31, 2022Intrafamily Transfer, Transfer
Aug 17, 2022Grant Deed, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 11, 2020Deed of Trust, Mortgage · FHA Mortgage
FEDERAL HSNG COMMISSIONER
Feb 11, 2020Deed of Trust, Mortgage · FHA Mortgage
AMERICAN ADVISORS
Nov 14, 2018Affidavit of Death, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 17, 2022 · Amount on File
Deed SaleAug 17, 2022 · Amount on File
Prior SaleAug 6, 1996 · Amount on File
Deed Document Number2022333192
Last Transfer DateOct 29, 2022
Transfer Doc0000418473
Record UpdatedSep 20, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 31, 2022
Property Address3662 LAGO SERENO, ESCONDIDO, CA 92029-7902
Document Number0000418473
Map ReferenceMAP 9571
Instrument DateOct 29, 2022
Instrument2022-0418473
Transaction TypeTransfer
Record UpdatedJun 7, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3662 LAGO SERENO, ESCONDIDO, CA 92029-7902

August 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 17, 2022
Property Address3662 LAGO SERENO, ESCONDIDO, CA 92029-7902
Document Number0000333192
Map ReferenceMAP 9571
Instrument DateAug 9, 2022
Instrument2022-0333192
Transaction TypeTransfer
Record UpdatedAug 26, 2022
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN TTL SAN DIEGO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address10224 MAYA LINDA RD, SAN DIEGO, CA 92126-4987

Mortgage

Document Number0000333193
DateAug 17, 2022
Instrument2022-0333193
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2052

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3662 LAGO SERENO, ESCONDIDO, CA 92029-7902
Document Number0000081219
Instrument DateFeb 11, 2020
Transaction TypeMortgage
Record UpdatedMar 26, 2020
Title CompanyFIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3662 LAGO SERENO ESCONDIDO CA 920297902, ESCONDIDO, CA 92029-7902

Mortgage

Document Number0000081219
DateFeb 18, 2020
Instrument81219
Lender
NameFEDERAL HSNG COMMISSIONER
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate3.46%

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3662 LAGO SERENO, ESCONDIDO, CA 92029-7902
Document Number0000081218
Instrument DateFeb 11, 2020
Transaction TypeMortgage
Record UpdatedMar 26, 2020
Title CompanyFIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address3662 LAGO SERENO ESCONDIDO CA 920297902, ESCONDIDO, CA 92029-7902

Mortgage

Document Number0000081218
DateFeb 18, 2020
Instrument81218
Lender
NameAMERICAN ADVISORS
Address3800 W CHAPMAN AVE # 6TH, ORANGE, CA 92868-1638
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Rate3.46%

November 2018: Affidavit of Death, Transfer

Document TypeAffidavit of Death
JurisdictionSAN DIEGO CA
Recording DateNov 14, 2018
Property Address3662 LAGO SERENO, ESCONDIDO, CA 92029-7902
Document Number0000473496
Instrument DateOct 16, 2018
Instrument473496
Transaction TypeTransfer
Record UpdatedMar 26, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3662 LAGO SERENO ESCONDIDO CA 920297902, ESCONDIDO, CA 92029-7902

Tax Assessment & Valuation

The 2025 property tax bill for 3662 Lago Sereno was $16,075.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEscondido City
Elementary School DistrictEscondido Union Elementary School District (KG - 08)
Secondary School DistrictEscondido Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,432,630 (+2%) Land $1,114,268 Building $318,362
2025$16,075.00$1,404,540 Land $1,092,420 Building $312,120
2023$14,634.00 (+203.8%)$1,283,000 Land $997,000 Building $286,000
2022$4,817.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3662 Lago Sereno in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3662 Lago Sereno is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 67% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ESCONDIDO
serves 137,044 people · EPA ID CA3710006
Water SourceSurface water
Last State InspectionSep 2021
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
T-Mobile
Fixed Wireless
100 / 20

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