3662 Findlay Ave, Chipley, FL 32428 Property Records

Washington County property record for 3662 Findlay Ave, Chipley, FL 32428

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,340 sqft · built 2006
Lot Size0.332 acres (14,461 sqft)
Owner2 Individual Names on File
Last Sale$162,578 (May 2022)
Tax Bill$1,294 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Feb 2025 Transfer
+ 2 more
Flood ZoneZone X (minimal risk)
APN06-0392-0018

Property Details

APN / Parcel Number

Primary APN06-0392-0018
Alternative APNs
  • 00000000-06-0392-0018
  • 000603920018

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,340 sqft Living Area
Gross Area2,053 sqft
1st Floor Area1,340 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2016
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area14,461 sqft (0.332 acres)
Lot Width115 ft Width
Garage TypeAttached
Garage Area400 sqft
PorchFlorida Room
Porch Area249 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address3662 FINDLAY AVE
CityCHIPLEY
StateFL
Zip32428-2768
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNNY HILLS UNIT #6, LOT 18, BLK 0392, ORB 1329 P 33.
Legal Range13W
Legal Township02S
Legal Section20
Legal SubdivisionSUNNY HILLS
Legal Block18
Legal Lot Number18
Legal Unit6
JurisdictionWASHINGTON FL
Township / Civil DivisionVERNON
Census Block Group1
Census Block1073
Census Tract970301

Owner

3662 Findlay Ave is owned and occupied by two individuals who acquired it in February 2025.

Source: Washington County records, as of December 22, 2025

Owner of Record2 Individual Names on File
Mailing Address3662 FINDLAY AVE, CHIPLEY, FL 32428-2768
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Feb 3, 2021Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Feb 24, 2025Intrafamily Transfer, Transfer
Feb 21, 2025Intrafamily Transfer, Transfer
May 12, 2022Intrafamily Transfer, Transfer · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 12, 2022 · Amount on File
Deed SaleMay 12, 2022 · Amount on File
Deed Document Number20224334
Deed Book / Page1241 / 687
Last Transfer DateFeb 20, 2025
Transfer Doc0067001239
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON FL
Property Address3662 FINDLAY AVE, CHIPLEY, FL 32428-2768
Transaction TypeMortgage
Record UpdatedDec 23, 2025
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0067000721
DateFeb 3, 2021
Book Page1197/583
Instrument202167000721
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount on Record
Term259 Months
DueSep 1, 2042

February 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWASHINGTON FL
Recording DateFeb 24, 2025
Property Address3662 FINDLAY AVE, CHIPLEY, FL 32428-2768
Document Number0067001269
Book / Page1329 / 33
Map ReferenceMB 2 PGS 60-76
Instrument DateFeb 21, 2025
Instrument202567001269
Transaction TypeTransfer
Record UpdatedDec 23, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3662 FINDLAY AVE, CHIPLEY, FL 32428-2768

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3662 FINDLAY AVE, CHIPLEY, FL 32428-2768

February 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWASHINGTON FL
Recording DateFeb 21, 2025
Property Address3662 FINDLAY AVE, CHIPLEY, FL 32428-2768
Document Number0067001239
Book / Page1328 / 944
Map ReferenceMB 2 PGS 60-76
Instrument DateFeb 20, 2025
Instrument202567001239
Transaction TypeTransfer
Record UpdatedDec 23, 2025

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3662 FINDLAY AVE, CHIPLEY, FL 32428-2768

Transferred To (Grantee/Buyer)

NameVerified Name
Address3662 FINDLAY AVE, CHIPLEY, FL 32428-2768

May 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWASHINGTON FL
Recording DateMay 12, 2022
Property Address3662 FINDLAY AVE, CHIPLEY, FL 32428-2768
Document Number0067004334
Book / Page1241 / 687
Map ReferenceMB 2 PG 60-76
Instrument DateApr 14, 2022
Instrument202267004334
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanyMORTGAGE CONNECT LP

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3662 FINDLAY AVE, CHIPLEY, FL 32428-2768

Transferred To (Grantee/Buyer)

NameVerified Name
Address3662 FINDLAY AVE, CHIPLEY, FL 32428-2768

Mortgage

Document Number0000000691
DateMay 12, 2022
Instrument1241/691
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeVA Mortgage
AmountAmount on Record
Term246 Months
DueNov 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 3662 Findlay Ave was $1,294, up 7.4% from the year before.

Source: Washington County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWashington County
Unified School DistrictWashington County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,294.00 (+7.39%)$136,314 (+2.9%)$225,103 (+7.11%) Land $11,000 Building $214,103
2024$1,205.00 (+3.08%) Homeowner's exemption$132,472 (+3%)$210,164 (+8.99%) Land $7,000 Building $203,164
2023$1,169.00 (+3.82%) Homeowner's exemption$128,614 (+3%)$192,834 (+7.55%) Land $5,000 Building $187,834
2022$1,126.00 Homeowner's exemption$124,868$179,289 Land $3,500 Building $175,789

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3662 Findlay Ave in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective July 4, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims16 (1994–2021)
Claims Outside the SFHA9 of 16
Most Recent ClaimNov 2021 · rainfall accumulation
Claims by Event
  • Hurricane Michael, Oct 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3662 Findlay Ave is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 77% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUNNY HILLS UTILITY COMPANY
public/private · serves 1,458 people · EPA ID FL1670647
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Wildstar Networks
Fixed Wireless
200 / 50
Verizon
Fixed Wireless
25 / 6

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