3661 Cool Water Ct, Placerville, CA 95667 Property Records

El Dorado County property record for 3661 Cool Water Ct, Placerville, CA 95667

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,664 sqft · built 1981
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$152,000 (Apr 1996)
Tax Bill	$2,677 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`323-200-059-000`

Property Details

APN / Parcel Number

Primary APN	`323-200-059-000`
Alternative APNs	`32320059100` `3232005910`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,664 sqft Living Area
1st Floor Area	1,664 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Wood
Lot Area	43,560 sqft
Terrain	Wooded
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,664 sqft

Utilities, Heating & Cooling

Water Source	Commercial

Location & Zoning

Street Address	3661 COOL WATER CT
City	PLACERVILLE
State	CA
Zip	95667-3114
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3A
Legal Description	PM 24/80/2
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	4
Census Block	4018
Census Tract	31000

Owner

3661 Cool Water Ct is owned and occupied by an individual who acquired it in May 2004.

Source: El Dorado County records, as of September 16, 2026

Owner of Record	Individual Name on File
Mailing Address	3661 COOL WATER CT, PLACERVILLE, CA 95667-3114
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 25, 1996 · Amount on File
Deed Sale	Apr 25, 1996 · Amount on File
Prior Sale	Nov 22, 1995 · Amount on File
Deed Document Number	199621138
Deed Book / Page	4679 / 429
Last Transfer Date	May 5, 2004
Transfer Doc	0000037376
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3661 COOL WATER CT, PLACERVILLE, CA 95667-3114
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012801
Date	Apr 6, 2018
Instrument	2018-0012801

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2038

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3661 COOL WATER CT, PLACERVILLE, CA 95667-3114
Transaction Type	Mortgage
Record Updated	Jul 19, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3661 COOL WATER CT, PLACERVILLE, CA 95667-3114

Mortgage

Document Number	0000068601
Date	Nov 25, 2020
Instrument	2020-0068601

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 3661 Cool Water Ct was $2,677.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Gold Trail Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$257,518 (+2%) Land $76,228 Building $181,290
2025	$2,677.00	$252,470 Land $74,734 Building $177,736
2023	$2,573.00 (+1.46%)	$242,668 Land $71,833 Building $170,835
2022	$2,536.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3661 Cool Water Ct in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (2017–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3661 Cool Water Ct is high, ranking above 80% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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