3660 Upper Terrace Dr, Riverside, CA 92505 Property Records

Riverside County property record for 3660 Upper Terrace Dr, Riverside, CA 92505

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,192 sqft · built 1958
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jun 2018)
Tax Bill	$4,517 (2025)
Deeds & Mortgages	Nov 2019 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`132-061-039`

Property Details

APN / Parcel Number

Primary APN	`132-061-039`
Alternative APN	`137071039`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area
Gross Area	1,653 sqft
1st Floor Area	1,192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Old Parcel Number	137071039
Street Address	3660 UPPER TERRACE DR
City	RIVERSIDE
State	CA
Zip	92505-3645
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1065
Legal Description	LOT 32 MB 035/033 TOWN & COUNTRY ESTATES 2
Legal Subdivision	TOWN & COUNTRY ESTATES 2
Legal Lot Number	32
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1012
Census Tract	41408

Owner

Source: Riverside County assessment roll, as of July 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3660 UPPER TERRACE DR, RIVERSIDE, CA 92505-3645
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2019	Deed of Trust, Mortgage · Conventional Mortgage UMPQUA BANK
Jun 4, 2018	Grant Deed, Transfer · Conventional Mortgage CARDINAL FINANCE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 4, 2018 · Amount on Record
Deed Sale	Jun 4, 2018 · Amount on Record
Prior Sale	Jun 2, 2009 · Amount on Record
Deed Document Number	2018225170
Prior Transfer Date	May 28, 2009
Prior Transfer Doc	0000278251
Record Updated	Sep 20, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3660 UPPER TERRACE DR, RIVERSIDE, CA 92505-3645
Transaction Type	Mortgage
Record Updated	Jul 22, 2022
Title Company	FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000480042
Date	Nov 20, 2019
Instrument	2019-0480042

Lender

Name	UMPQUA BANK
Type	Bank
Address	MOUNTLAKE TERRACE, WA 98043

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RIVERSIDE CA
Recording Date	Jun 4, 2018
Property Address	3660 UPPER TERRACE DR, RIVERSIDE, CA 92505-3645
Document Number	0000225170
Map Reference	MB 35 PG 33
Instrument Date	May 11, 2018
Instrument	2018-0225170
Transaction Type	Transfer
Record Updated	Jul 22, 2022
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$715.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3660 UPPER TERRACE DR, RIVERSIDE, CA 92505-3645

Mortgage

Document Number	0000225171
Date	Jun 4, 2018
Instrument	2018-0225171

Lender

Name	CARDINAL FINANCE CO
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Alvord Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$377,185 (+2%) Land $81,238 Building $295,947
2025	$4,517.00 (+4.92%) Homeowner's exemption	$369,791 (+4.04%) Land $79,646 Building $290,145
2023	$4,305.00 (+6.43%) Homeowner's exemption	$355,433 Land $76,554 Building $278,879
2022	$4,045.00
2021			$388,710

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 699 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: California Internet, Verizon.

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