3660 State Hwy 181, Gainesville, MO 65655 Property Records

Ozark County property record for 3660 State Hwy 181, Gainesville, MO 65655

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,512 sqft · built 1971
Lot Size	7.8 acres (339,768 sqft)
Owner	Individual Name on File
Tax Bill	$494 (2025)
Deeds & Mortgages	Mar 2018 Line of Credit Feb 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`10-0.8-28-000-000-002.000`

Property Details

APN / Parcel Number

Primary APN	`10-0.8-28-000-000-002.000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Lot Area	339,768 sqft (7.8 acres)
Utility Building	288 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3660 STATE HIGHWAY 181
City	GAINESVILLE
State	MO
Zip	65655-7479
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FR NE NE
Legal Range	13
Legal Township	23
Legal Section	28
Jurisdiction	OZARK MO
Township / Civil Division	BRIDGES
Census Block Group	2
Census Block	2042
Census Tract	470200

Owner

3660 State Hwy 181 is owned and occupied by an individual.

Source: Ozark County records, as of October 5, 2026

Owner of Record	Individual Name on File
Mailing Address	3660 STATE HIGHWAY 181, GAINESVILLE, MO 65655-7479
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2018	Deed of Trust, Mortgage · Line of Credit CENTURY BANK OF THE OZARKS
Feb 26, 2018	Intrafamily Transfer, Transfer · Line of Credit CENTURY BANK OF THE OZARKS

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OZARK MO
Property Address	3660 STATE HIGHWAY 181, GAINESVILLE, MO 65655-7479
Transaction Type	Mortgage
Record Updated	Jun 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002018/412
Date	Mar 26, 2018
Book Page	2018/412
Instrument	201800412

Lender

Name	CENTURY BANK OF THE OZARKS
Type	Bank
Address	GAINESVILLE, MO 65655

Agreement

Type	Line of Credit
Amount	Amount on Record

February 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OZARK MO
Recording Date	Feb 26, 2018
Property Address	3660 STATE HIGHWAY 181, GAINESVILLE, MO 65655-7479
Document Number	000393/392
Book / Page	393 / 392
Instrument Date	Feb 23, 2018
Instrument	201800283
Transaction Type	Transfer
Record Updated	Jun 25, 2026
Title Company	MILL COUNTRY TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3660 STATE HIGHWAY 181, GAINESVILLE, MO 65655-7479

Mortgage

Document Number	0201800412
Date	Feb 26, 2018
Instrument	201800412

Lender

Name	CENTURY BANK OF THE OZARKS
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3660 State Hwy 181 was $494, up 11% from the year before.

Source: Ozark County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Ozark County
Unified School District	Gainesville R-V School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$14,170 (-)
2025	$494.00 (+11.01%)	$14,170	$74,600
2024	$445.00
2023		$12,730	$74,600
2020	$468.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3660 State Hwy 181 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3660 State Hwy 181 is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 87% of Missouri
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
White River Connect Fiber	2,500 / 2,500
Starlink Satellite	280 / 30

May also be available: Wisper ISP.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on State Hwy 181

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