3660 Arctic Cir, Naples, FL 34112 Property Records

Collier County property record for 3660 Arctic Cir, Naples, FL 34112

Property Summary

Property Type	Condominium
Details	1,246 sqft · built 1985
Owner	2 Individual Names on File
Last Sale	$271,500 (May 2023)
Tax Bill	$2,272 (2025)
Deeds & Mortgages	May 2023 Sale Feb 2023 Mortgage
Flood Zone	Zone AE (high risk)
APN	`516400 2045A12`

Property Details

APN / Parcel Number

Primary APN	`516400 2045A12`
Alternative APNs	`63550800001121000I2045` `63550800001`

Interior

Building Area	1,246 sqft Living Area
1st Floor Area	1,246 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Condo/Apartment

Location & Zoning

Street Address	3660 ARCTIC CIR
City	NAPLES
State	FL
Zip	34112-5050
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	NAPLES WINTERPARK I A CONDOMINIUM UNIT 204
Legal Range	25
Legal Township	50
Legal Section	12
Legal Subdivision	NAPLES WINTERPARK I A CONDOMINIUM
Legal Tract	516400
Legal Block	1
Legal Lot Number	204
Legal Unit	204
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1000
Census Tract	10604

Owner

3660 Arctic Cir, a condominium, is owned and occupied by two individuals who bought it in May 2023.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3660 ARCTIC CIR, NAPLES, FL 34112-5050
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 1, 2023	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Feb 9, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2023 · Amount on File
Deed Sale	May 1, 2023 · Amount on File
Prior Sale	Oct 5, 2016 · Amount on File
Deed Document Number	20236396108
Deed Book / Page	6241 / 2289
Prior Transfer Date	Nov 12, 2004
Prior Transfer Doc	0003522476
Record Updated	Oct 29, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 1, 2023
Property Address	3660 ARCTIC CIR, NAPLES, FL 34112-5050
Document Number	0062412289
Book / Page	6241 / 2289
Map Reference	MB 1126 PG 158
Instrument Date	Apr 25, 2023
Instrument	6396108
Transaction Type	Transfer
Record Updated	May 12, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$1,900.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3636 ARCTIC CIR, NAPLES, FL 34112-5046

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 ANDREA TER, EAST HANOVER, NJ 07936-3501

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3660 ARCTIC CIR, NAPLES, FL 34112-5050
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3660 ARCTIC CIR 204, 204, NAPLES, FL 34112-5050

Mortgage

Document Number	0062142142
Date	Feb 9, 2023
Book Page	6214/2142
Instrument	6361899

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	284 Months
Due	Oct 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 3660 Arctic Cir was $2,272.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$198,868 (-8.06%) Building $198,868	$198,868 (-8.06%) Building $198,868
2025	$2,272.00	$216,312 Building $216,312	$216,312 Building $216,312
2023	$1,012.00 (-1.75%) Homeowner's exemption	$137,818 (+3%)	$230,018 (+23.32%) Building $230,018
2022	$1,030.00 Homeowner's exemption	$133,804	$186,519 Building $186,519

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3660 Arctic Cir in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 89 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	491 units insured incl. 402 condo units
Nearby Flood Claims	10 (1985–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3660 Arctic Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 181 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Blue Stream, CenturyLink.

Nearby Properties on Arctic Cir

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