Lorain County property record for 366 Wescott Way, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,916 sqft · built 2020 |
| Owner | 2 Individual Names on File |
| Last Sale | $360,400 (Jul 2020) |
| Tax Bill | $5,208 (2025) |
| Deeds & Mortgages | Jun 2024 Second Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-00-090-000-192 |
| Primary APN | 11-00-090-000-192 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,916 sqft Living Area |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Patio Area | 556 sqft |
| Cooling System | Central |
|---|
| Street Address | 366 WESCOTT WAY |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-8911 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOUR SEASONS AT CHESTNUT RIDGE SUB NO 2 50.51 X 128.76 |
| Legal Subdivision | CHESTNUT RDG SUB #2 |
| Legal Lot Number | 72 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 91100 |
Source: Lorain County records · APN 11-00-090-000-192
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 366 WESCOTT WAY, ELYRIA, OH 44035-8911 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 06, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PSECU |
| Jun 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP |
| Jul 28, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NATIONS LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 28, 2020 · Amount on Record |
| Deed Sale | Jul 28, 2020 · Amount on Record |
| Deed Document Number | 2020-0771297 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 366 WESCOTT WAY, ELYRIA, OH 44035-8911 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Title Company | GUARDIAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000015359 |
|---|---|
| Date | Jun 06, 2024 |
| Instrument | 2024-0015359 |
| Name | PSECU |
|---|---|
| Type | Credit Union |
| Address | CLEVELAND, OH 44129 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | May 21, 2039 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 366 WESCOTT WAY, ELYRIA, OH 44035-8911 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000822382 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 2021-0822382 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 28, 2020 |
| Property Address | 366 WESCOTT WAY, ELYRIA, OH 44035-8911 |
| Document Number | 0000771297 |
| Instrument Date | Jul 07, 2020 |
| Instrument | 771297 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 25, 2020 |
| Title Company | CARDINAL HOPE EXAM COMPANY, CARDINAL HOPE EXAM CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,442.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 366 WESCOTT WAY ELYRIA OH 44035, ELYRIA, OH 44035 |
| Document Number | 771298 |
|---|---|
| Date | Jul 28, 2020 |
| Instrument | 771298 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 27, 2050 |
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,208.00 | $126,260 (%) Land $19,020 Building $107,240 | $360,750 (-) Land $54,350 Building $306,400 |
| 2024 | $5,208.00 (-10.62%) | $126,263 (-) Land $19,023 Building $107,240 | $360,750 (-) Land $54,350 Building $306,400 |
| 2023 | $5,827.00 (+0.29%) | $126,263 (+%) Land $19,023 Building $107,240 | $360,750 (-) Land $54,350 Building $306,400 |
| 2022 | $5,810.00 | $126,260 Land $19,020 Building $107,240 | |
| 2021 | $360,750 Land $54,350 Building $306,400 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), as of May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930911002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2020–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Mar 2023 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Uniti Group, Verizon.
Based on FCC filings for 157 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OH4700411, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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