366 W High St, Bound Brook, NJ 08805 Property Records

Somerset County and Bound Brook Borough property record for 366 W High St, Bound Brook, NJ 08805

Property Summary

Property Type	Single Family Home
Details	2,112 sqft · built 1926
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$154,900 (May 1998)
Tax Bill	$9,865 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`04-00027-0000-00005`

Property Details

APN / Parcel Number

Primary APN	`04-00027-0000-00005`
Alternative APN	`040002700005`

Interior

Stories	2 Stories
Building Area	2,112 sqft Living Area

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1926
Construction Type	Frame
Lot Area	7,501 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide

Location & Zoning

Street Address	366 W HIGH ST
City	BOUND BROOK
State	NJ
Zip	08805-1655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Subdivision	EVERGREENS LAMONTE ESTATES SEC
Legal Block	27
Legal Lot Number	5
Jurisdiction	SOMERSET NJ
Township / Civil Division	BOUND BROOK
Census Block Group	3
Census Block	3009
Census Tract	51200

Owner

366 W High St is owned and occupied by two individuals who bought it in May 1998.

Source: Somerset County and Bound Brook Borough records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	366 W HIGH ST, BOUND BROOK, NJ 08805-1655
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Conventional Mortgage SOMERSET SAVINGS BANK SLA
Dec 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 15, 1998 · Amount on File
Deed Sale	May 15, 1998 · Amount on File
Prior Sale	Jul 28, 1993 · Amount on File
Deed Book / Page	2170 / 632
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	366 W HIGH ST, BOUND BROOK, NJ 08805-1655
Transaction Type	Mortgage
Record Updated	Mar 16, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009538
Date	Mar 7, 2022
Book Page	7429/289
Instrument	2022009538

Lender

Name	SOMERSET SAVINGS BANK SLA
Type	Bank
Address	BOUND BROOK, NJ 08805

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	366 W HIGH ST, BOUND BROOK, NJ 08805-1655
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050515
Date	Dec 30, 2019
Book Page	7178/0210
Instrument	2019050515

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.38%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

Tax Assessment & Valuation

The 2025 property tax bill for 366 W High St was $9,865, up 3.2% from the year before.

Source: Somerset County and Bound Brook Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Bound Brook Borough
Unified School District	Bound Brook Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$474,100 (+6.06%) Land $257,000 Building $217,100	$474,100 (+6.06%) Land $257,000 Building $217,100
2025	$9,865.00 (+3.22%)	$447,000 Land $237,000 Building $210,000	$447,000 Land $237,000 Building $210,000
2024	$9,557.00
2023		$396,400 Land $197,000 Building $199,400	$396,400 Land $197,000 Building $199,400
2022	$9,123.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 366 W High St in Zone X, an area of moderate flood risk, though there have been 590 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 18 policies
Nearby Flood Policies	18 in force
Nearby Flood Claims	590 (1979–2021)
Claims Outside the SFHA	83 of 590
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Severe Storms And Flooding, Apr 2010 · 119 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 198 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 147 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 366 W High St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 609 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T.

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