366 Vly Rd, Schenectady, NY 12309 Property Records

Albany County and Colonie Town property record for 366 Vly Rd, Schenectady, NY 12309 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,677 sqft · built 2019
Lot Size	11.4 acres (497,020 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Jun 2022)
Tax Bill	$35,731 (2025)
Deeds & Mortgages	Jan 2022 Refinance Jan 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`012689 7.4-4-4.1`

Property Details

APN / Parcel Number

Primary APN	`012689 7.4-4-4.1`
Alternative APN	`00700400040040010000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	4,677 sqft Living Area
1st Floor Area	3,664 sqft
2nd Floor Area	1,013 sqft
Upper Floors Area	2,839 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	497,020 sqft (11.4 acres)
Garage Type	Mixed
Garage Area	2,085 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Pool House	Pool House
Porch	Slab
Porch Area	54 sqft
Patio Area	658 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00700400040040010000
Street Address	366 VLY RD
City	SCHENECTADY
State	NY
Zip	12309-1921
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	LANDS OF ANTONIA BELRONE KARA COWAY
Legal Block	4
Legal Lot Number	4.001
Jurisdiction	ALBANY NY
Township / Civil Division	COLONIE
Census Block Group	2
Census Block	2001
Census Tract	13802

Owner

Source: Albany County and Colonie Town records · APN 012689 7.4-4-4.1

Assessment roll updated March 17, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1202 TROY SCHENECTADY RD, LATHAM, NY 12110-1096
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance MORGAN STANLEY PRIVATE BANK NA
Jan 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Nov 08, 2017	Warranty Deed, Transfer HOMESTEAD FNDG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 01, 2022 · Amount on Record
Deed Sale	Jun 01, 2022 · Amount on Record
Prior Sale	Nov 08, 2017 · Amount on Record
Deed Document Number	202213878
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	366 VLY RD, SCHENECTADY, NY 12309-1921
Transaction Type	Mortgage
Record Updated	Aug 19, 2022
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 VLY RD, SCHENECTADY, NY 12309-1921

Mortgage

Document Number	0000001405
Date	Jan 14, 2022
Instrument	R2022-01405

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.65%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 01, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.65%
Index	Other
Margin	3
Max Rate	7.65%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	366 VLY RD, SCHENECTADY, NY 12309-1921
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 VLY RD, NISKAYUNA, NY 12309-1921

Mortgage

Document Number	0000001404
Date	Jan 14, 2022
Instrument	R2022-01404

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.65%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 01, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.65%
Index	Other
Margin	3
Max Rate	7.65%

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALBANY NY
Recording Date	Nov 08, 2017
Property Address	366 VLY RD, SCHENECTADY, NY 12309-1921
Document Number	0000026666
Instrument Date	Nov 06, 2017
Instrument	26666
Transaction Type	Transfer
Record Updated	Jan 03, 2018

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	331 VALLEY VALLEY RD NISKAYUNA NY 12309, NISKAYUNA, NY 12309

Mortgage

Document Number	26667
Date	Nov 08, 2017
Instrument	26667

Lender

Name	HOMESTEAD FNDG
Type	Funding / Finance Company
Address	ALBANY, NY 12205

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 07, 2047

Tax Assessment & Valuation

Source: Albany County and Colonie Town records · Assessment roll updated March 17, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
County Subdivision	Colonie Town
Unified School District	Niskayuna Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$35,731.00	$750,000 (-) Land $426,300 Building $323,700	$1,716,200 (+16.7%) Land $975,488 Building $740,712
2023		$750,000 Land $426,300 Building $323,700	$1,470,600 Land $835,889 Building $634,711

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albany County (36001C), updated March 6, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 74 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

366 Vly Rd, Schenectady, NY 12309 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

November 2017: Warranty Deed, Transfer

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Vly Rd

Nearby Streets

Search Property Records by Address or Parcel Number