366 Vitorio St, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 366 Vitorio St, Punta Gorda, FL 33983 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,799 sqft · built 2002
Lot Size	0.248 acres (10,798 sqft)
Owner	2 Individual Names on File
Last Sale	$342,000 (Oct 2025)
Tax Bill	$2,990 (2025)
Deeds & Mortgages	Dec 2025 Transfer Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`402304435005`

Property Details

APN / Parcel Number

Primary APN	`402304435005`
Alternative APNs	`00952620915409` `10004607690`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,799 sqft Living Area
Gross Area	2,577 sqft
1st Floor Area	1,799 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	10,798 sqft (0.248 acres)
Garage Type	Attached
Garage Area	410 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	300 sqft
Porch	Slab
Porch Area	368 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952620915409
Street Address	366 VITORIO ST
City	PUNTA GORDA
State	FL
Zip	33983-5739
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PUNTA GORDA ISLES SEC20 BLK568 LT14 745/69 777/1166 1272/1071 1901/1322 CD1959/1419 3131/1307 3978/2155 4320/847
Legal Range	23E
Legal Township	40S
Legal Section	04
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	568
Legal Lot Number	14
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	2
Census Block	2000
Census Tract	20103

Owner

Source: Charlotte County records · APN 402304435005

Assessment roll updated November 19, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	366 VITORIO ST, PUNTA GORDA, FL 33983-5739
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2025	Correction Deed OS NATIONAL LLC
Oct 27, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
May 30, 2018	Warranty Deed, Transfer · Conventional Mortgage BMO HARRIS BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 27, 2025 · Amount on Record
Deed Sale	Oct 27, 2025 · Amount on Record
Prior Sale	Sep 05, 2025 · Amount on Record
Deed Document Number	20253581901
Last Transfer Date	Dec 01, 2025
Transfer Doc	0003591955
Record Updated	Sep 20, 2026

December 2025: Correction Deed

Document Type	Correction Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Dec 01, 2025
Property Address	366 VITORIO ST, PUNTA GORDA, FL 33983-5739
Document Number	0003591955
Map Reference	MB 11 PG 2A
Instrument Date	Dec 01, 2025
Instrument	3591955
Record Updated	Dec 15, 2025
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1295 W WASHINGTON ST # ST115, ST115, TEMPE, AZ 85288-1232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 VITORIO ST, PUNTA GORDA, FL 33983-5739

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Oct 27, 2025
Property Address	366 VITORIO ST, PUNTA GORDA, FL 33983-5739
Document Number	0003581901
Map Reference	MB 11 PG 2A
Instrument Date	Oct 22, 2025
Instrument	3581901
Transaction Type	Transfer
Record Updated	Nov 07, 2025
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,394.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1295 W WASHINGTON ST # ST115, ST115, TEMPE, AZ 85288-1232

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 VITORIO ST, PUNTA GORDA, FL 33983-5739

Mortgage

Document Number	0003581902
Date	Oct 27, 2025
Instrument	3581902

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	May 30, 2018
Property Address	366 VITORIO ST, PUNTA GORDA, FL 33983-5739
Document Number	0043200847
Book / Page	4320 / 0847
Map Reference	MB11 PG2
Instrument Date	May 24, 2018
Instrument	2616358
Transaction Type	Transfer
Record Updated	Feb 07, 2022
Title Company	ALL AMERICAN TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12617 SW KINGSWAY CIR, 12617, LAKE SUZY, FL 34269-4581

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 VITORIO ST, PUNTA GORDA, FL 33983-5739

Mortgage

Document Number	0002616359
Date	May 30, 2018
Instrument	2616359

Lender

Name	BMO HARRIS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,990.00 (-21.71%)	$243,222 (+2.9%)	$328,024 (-0.72%) Land $38,250 Building $289,774
2024	$3,819.00 (+0.84%) Homeowner's exemption Disabled Person's exemption	$236,367 (+3%)	$330,405 (+2.34%) Land $43,000 Building $287,405
2023	$3,787.00 (+4.82%) Homeowner's exemption Disabled Person's exemption	$229,483 (+3%)	$322,841 (+1.48%) Land $38,000 Building $284,841
2022	$3,613.00 Homeowner's exemption Disabled Person's exemption	$222,799	$318,147 Land $27,200 Building $290,947

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120150201032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 58 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	58 in force
Nearby Flood Claims	9 (1995–2022)
Claims Outside the SFHA	8 of 9
Most Recent Claim	Sep 2022, rainfall accumulation, Hurricane Ian
Claims By Storm	Hurricane Ian, Sep 2022 · 3 claims Hurricane Ian, Sep 2022 · 2 claims Tropical Storm Bonnie And Hurricane Charley, Aug 2004 · 3 claims

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,010 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 292 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Ripple Fiber	Fiber	2,000 / 2,000
Xfinity	Cable	2,000 / 250

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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