366 Vista Loop, Topton, NC 28781 Property Records

Macon County property record for 366 Vista Loop, Topton, NC 28781

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,482 sqft · built 2004
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Company Names on File
Last Sale	$305,000 (May 2019)
Tax Bill	$1,464 (2025)
Deeds & Mortgages	Nov 2025 Transfer May 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`6505257503`

Property Details

APN / Parcel Number

Primary APN	`6505257503`
Alternative APNs	`0941006` `144601`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,482 sqft Heated Area
1st Floor Area	988 sqft
Upper Floors Area	494 sqft
Basement Area	988 sqft
Finished Basement	988 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	26,136 sqft (0.6 acres)
Terrain	Rolling

Exterior Amenities

Porch	Patio
Porch Area	768 sqft
Patio Area	304 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Account Number	144601
Street Address	366 VISTA LOOP
City	TOPTON
State	NC
Zip	28781
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 16 THE VISTA AT NANTAHALA LAKE
Legal Subdivision	THE VISTA AT NANTAHALA LAKE
Legal Lot Number	16
Jurisdiction	MACON NC
Township / Civil Division	NANTAHALA
Census Block Group	2
Census Block	2114
Census Tract	970200

Owner

Source: Macon County records · APN 6505257503

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	14342 NUGENT CIR, SPRING HILL, FL 34609-5472
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 04, 2025	Intrafamily Transfer, Transfer
May 28, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMESTAR FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 28, 2019 · Amount on Record
Deed Sale	May 28, 2019 · Amount on Record
Prior Sale	Jul 22, 2005 · Amount on Record
Deed Document Number	20193224
Deed Book / Page	39 / 694
Prior Transfer Date	Jan 10, 2005
Prior Transfer Doc	00V28/0989
Record Updated	Sep 20, 2026

November 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MACON NC
Recording Date	Nov 04, 2025
Property Address	366 VISTA LOOP, TOPTON, NC 28781
Document Number	00A44/2042
Book / Page	A-44 / 2042
Map Reference	CARD 10307
Instrument Date	Oct 30, 2025
Instrument	2025006770
Transaction Type	Transfer
Record Updated	Nov 13, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14342 NUGENT CIR, SPRING HILL, FL 34609-5472
Investor	Possibly a Property Investor

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	May 28, 2019
Property Address	366 VISTA LOOP, TOPTON, NC 28781
Document Number	00F39/0694
Book / Page	F-39 / 0694
Map Reference	PL 10307
Instrument Date	May 24, 2019
Instrument	2019003224
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$610.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14342 NUGENT CIR, SPRING HILL, FL 34609-5472
Investor	Possibly a Property Investor

Mortgage

Document Number	2019003225
Date	May 28, 2019
Instrument	2019003225

Lender

Name	HOMESTAR FINANCIAL CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2049

Tax Assessment & Valuation

Source: Macon County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$421,760 (-) Land $52,840 Building $368,920	$421,760 (-) Land $52,840 Building $368,920
2025	$1,464.00 (+0.83%)	$421,760 (-) Land $52,840 Building $368,920	$421,760 (-) Land $52,840 Building $368,920
2023	$1,452.00	$421,760 Land $52,840 Building $368,920	$421,760 Land $52,840 Building $368,920

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Macon County (37113C), updated November 8, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371139702002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 73% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 24 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

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