366 Thomas St, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 366 Thomas St, Phillipsburg, NJ 08865

Property Summary

Property Type	Single Family Home
Details	1,408 sqft · built 1900
Lot Size	0.072 acres (3,136 sqft)
Owner	2 Individual Names on Record
Last Sale	$309,900 (Jul 2026)
Tax Bill	$4,539 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2026 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-02402-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`19-02402-0000-00016`
Alternative APNs	`190240200016` `07008220` `4249`

Interior

Stories	2 Stories
Building Area	1,408 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	3,136 sqft (0.072 acres)
Lot Dimensions	127 ft deep x 25 ft wide

Location & Zoning

Account Number	4249
Street Address	366 THOMAS ST
City	PHILLIPSBURG
State	NJ
Zip	08865-3345
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-50
Legal Block	2402
Legal Lot Number	16
Jurisdiction	WARREN NJ
Township / Civil Division	PHILLIPSBURG
Census Block Group	2
Census Block	2030
Census Tract	30800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Morris Canal listed 1974 · 9 contributing resources · NRIS 74002228

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Warren County and Phillipsburg Town records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	366 THOMAS ST, PHILLIPSBURG, NJ 08865-3345
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed, Transfer · Conventional Mortgage UNITED NATIONS FEDERAL CREDIT UNION
Apr 13, 2026	Deed of Trust, Mortgage · Construction Mortgage NONE LISTED ON DOCUMENT
Dec 23, 2025	Deed, Transfer ALLIED TITLE, ALLIED TITLE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2026 · Amount on Record
Deed Sale	Jul 29, 2026 · Amount on Record
Prior Sale	Dec 23, 2025 · Amount on Record
Deed Document Number	2026639959
Deed Book / Page	3588 / 295
Record Updated	Oct 29, 2026

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Jul 29, 2026
Property Address	366 THOMAS ST, PHILLIPSBURG, NJ 08865-3345
Document Number	0000639959
Book / Page	3588 / 295
Instrument Date	Jul 16, 2026
Instrument	2026639959
Transaction Type	Transfer
Record Updated	Sep 1, 2026
Title Company	SUNRISE TITLE SERVICES INC, SUNRISE TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$31,299.90
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 THOMAS ST, PHILLIPSBURG, NJ 08865-3345

Mortgage

Document Number	0000639961,
Date	Jul 29, 2026
Book Page	7934/231
Instrument	2026639961

Lender

Name	UNITED NATIONS FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN NJ
Recording Date	Apr 13, 2026
Property Address	366 THOMAS ST, PHILLIPSBURG, NJ 08865-3345
Document Number	0000635354
Book / Page	7888 / 63
Instrument Date	Mar 31, 2026
Instrument	2026635354
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership, 266

Mortgage

Document Number	0000635354,
Date	Apr 13, 2026
Book Page	7888/63
Instrument	2026635354

Lender

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 1, 2027

Interest

Rate	10%
Max Rate	-1%

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN NJ
Recording Date	Dec 23, 2025
Property Address	366 THOMAS ST, PHILLIPSBURG, NJ 08865-3345
Document Number	003545/324
Book / Page	3545 / 324
Instrument Date	Dec 11, 2025
Instrument	2025-630772
Transaction Type	Transfer
Record Updated	Jan 16, 2026
Title Company	ALLIED TITLE, ALLIED TITLE LLC

Transaction

Amount	Amount Recorded
Tax	$300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8409 WOODHILL LN, HAUGHTON, LA 71037-9306

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	709 FANNING MILL RD, STEWARTSVILLE, NJ 08886-3221

Tax Assessment & Valuation

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Warren County
Municipality	Phillipsburg Town
Unified School District	Phillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$97,100 (-) Land $26,100 Building $71,000	$97,100 (-) Land $26,100 Building $71,000
2025	$4,539.00 (+2.86%)	$97,100 (-) Land $26,100 Building $71,000	$97,100 (-) Land $26,100 Building $71,000
2024	$4,413.00 (+9.59%)
2023		$97,100 Land $26,100 Building $71,000	$97,100 Land $26,100 Building $71,000
2022	$4,027.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1979–1986)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jul 1986 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Coliform assessment Aug 2025
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Service Electric Cable TV Cable	1,000 / 40
Starlink Satellite	280 / 30

May also be available: AT&T, T-Mobile, Verizon, Xfinity.

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