366 S Lake Ave, Duluth, MN 55802 Property Records

St. Louis County property record for 366 S Lake Ave, Duluth, MN 55802

Property Summary

Property Type	Commercial
Details	1,610 sqft · built 1898
Lot Size	0.057 acres (2,483 sqft)
Owner	Company Name on Record
Tax Bill	$9,440 (2026)
Deeds & Mortgages	Aug 2023 Sale Sep 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`010-2490-00250`

Property Details

APN / Parcel Number

Primary APN	`010-2490-00250`
Alternative APNs	`1071797` `1153959`

Interior

Stories	1 Story
Building Area	1,610 sqft Gross Area
1st Floor Area	1,610 sqft
Basement Area	1,610 sqft
Flooring	Vinyl/Resilient
Fire Sprinklers	Fire Sprinklers

Exterior

Year Built	Built 1898
Effective Year Built	Effective 2005
Exterior Material	Brick
Lot Area	2,483 sqft (0.057 acres)
Garage Area	3,400 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	1153959
Street Address	366 S LAKE AVE
City	DULUTH
State	MN
Zip	55802-2306
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 12 SERIAL #
Legal Subdivision	REARR S 7 8 INDUST DIV DULUTH
Legal Lot Number	12
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1010
Census Tract	1900

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	2411 SWAN LAKE PL, DULUTH, MN 55811-1916
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2023	Limited Warranty Deed, Transfer FIRST AMERICAN TITLE
Sep 5, 2023	Re-recorded Document · Commercial Mortgage NATIONAL BANK OF COMMERCE
Apr 30, 2020	Loan Modification, Mortgage NATIONAL BK/CMRC
Mar 8, 2018	Grant Deed, Mortgage · Line of Credit NATIONAL BK/COMMERCE

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2023: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 30, 2023
Property Address	366 S LAKE AVE, DULUTH, MN 55802-2306
Document Number	0001071849
Instrument Date	Aug 25, 2023
Instrument	1071849
Transaction Type	Transfer
Record Updated	Sep 19, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$28,050.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2411 SWAN LAKE PL, DULUTH, MN 55811-1916

September 2023: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	ST LOUIS MN
Recording Date	Sep 5, 2023
Property Address	366 S LAKE AVE, DULUTH, MN 55802-2306
Document Number	0001473339
Instrument Date	Aug 18, 2023
Instrument	1473339
Record Updated	Oct 5, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001473340
Date	Sep 5, 2023
Instrument	1473340

Lender

Name	NATIONAL BANK OF COMMERCE
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Sep 10, 2026

April 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	366 S LAKE AVE, DULUTH, MN 55802-2306
Document Number	00A1379552
Instrument Date	Apr 30, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	COMMERCIAL PARTNERS TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	00A1379552
Date	May 12, 2020
Instrument	A1379552

Lender

Name	NATIONAL BK/CMRC

Agreement

Amount	Amount Recorded
Term	84 Months
Due	May 11, 2027

March 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Mar 8, 2018
Property Address	366 S LAKE AVE, DULUTH, MN 55802-2306
Instrument Date	Mar 7, 2018
Instrument	A1329076
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	COMMERCIAL PARTNERS TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	233 PARK AVE #201 MINNEAPOLIS MN 554151132, 201, MINNEAPOLIS, MN 55415-1132

Mortgage

Document Number	00A1329076
Date	Mar 8, 2018
Instrument	A1329076

Lender

Name	NATIONAL BK/COMMERCE
Type	Bank
Address	1314 E SUPERIOR ST, DULUTH, MN 55805-2428

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	84 Months
Due	Mar 7, 2025

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,440.00 (+2.19%)
2025	$9,238.00 (-8.57%)	$280,000 (-) Land $150,000 Building $130,000	$280,000 (-) Land $150,000 Building $130,000
2024		$280,000 (-) Land $150,000 Building $130,000	$280,000 (-) Land $150,000 Building $130,000
2023	$10,104.00
2022		$280,000 (+76.88%) Land $150,000 Building $130,000	$280,000 (+76.88%) Land $150,000 Building $130,000
2021		$158,300 Land $150,000 Building $8,300	$158,300 Land $150,000 Building $8,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Airfiber, CenturyLink, Fidium Fiber, T-Mobile.

Nearby Properties on S Lake Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures