366 Northridge Dr, Boone, NC 28607 Property Records

Watauga County property record for 366 Northridge Dr, Boone, NC 28607

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,619 sqft · built 2003
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,483 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Mar 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`2930-28-0160-000`

Property Details

APN / Parcel Number

Primary APN	`2930-28-0160-000`
Alternative APNs	`1566172` `1859161`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,619 sqft Living Area
1st Floor Area	887 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	30,056 sqft (0.69 acres)
Garage Area	676 sqft
Porch	Porch
Porch Area	357 sqft
Patio Area	384 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas

Location & Zoning

Account Number	1859161
Street Address	366 NORTHRIDGE DR
City	BOONE
State	NC
Zip	28607-7136
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 SEC 2 MTN SHADOWS
Legal Subdivision	MTN SHADOWS
Legal Lot Number	9
Jurisdiction	WATAUGA NC
Township / Civil Division	NEW RIVER
Census Block Group	1
Census Block	1028
Census Tract	920703

Owner

Source: Watauga County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	366 NORTHRIDGE DR, BOONE, NC 28607-7136
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Mar 26, 2026	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Sep 6, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK OF PENNSYLVANIA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	366 NORTHRIDGE DR, BOONE, NC 28607-7136
Transaction Type	Mortgage
Record Updated	Apr 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024780177
Date	Mar 27, 2026
Book Page	2478/177
Instrument	758528

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	366 NORTHRIDGE DR, BOONE, NC 28607-7136
Transaction Type	Mortgage
Record Updated	Apr 14, 2026
Title Company	ACCURATE GROUP, ACCURATE GROUP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 NORTHRIDGE DR, BOONE, NC 28607-7136

Mortgage

Document Number	0024780020
Date	Mar 26, 2026
Book Page	2478/20
Instrument	758503

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.87%
Type Change Date	Apr 1, 2031
Change Frequency	5 Years
Min Rate At Change	2.87%
Max Rate At Change	6.87%
Index	5-Year TN
Max Rate	10.8%

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WATAUGA NC
Recording Date	Sep 6, 2023
Property Address	366 NORTHRIDGE DR, BOONE, NC 28607-7136
Document Number	0023500153
Book / Page	2350 / 153
Map Reference	MB 10 PG 264
Instrument Date	Aug 30, 2023
Instrument	734332
Transaction Type	Transfer
Record Updated	Sep 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 NORTHRIDGE DR, BOONE, NC 28607-7136

Mortgage

Document Number	0023500157
Date	Sep 6, 2023
Book Page	2350/157
Instrument	734333

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Type Change Date	Oct 1, 2028
Change Frequency	5 Years
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	5-Year TN
Max Rate	13.3%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WATAUGA NC
Property Address	366 NORTHRIDGE DR, BOONE, NC 28607-7136
Transaction Type	Mortgage
Record Updated	Apr 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0021180596
Date	Aug 31, 2020
Book Page	2118/596
Instrument	694493

Lender

Name	FIRST NATIONAL BANK OF PENNSYLVANIA
Type	Bank
Address	HERMITAGE, PA 16148

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Watauga County
Unified School District	Watauga County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$362,000 (-) Land $39,900 Building $322,100
2025	$1,483.00	$362,000 (-) Land $39,900 Building $322,100
2024			$362,000 Land $39,900 Building $322,100
2023		$362,000 (-) Land $39,900 Building $322,100
2022		$362,000 Land $39,900 Building $322,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	5 (2018–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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