Rowan County property record for 366 McBrayer Rd, Clearfield, KY 40313
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,680 sqft |
| Owner | Individual Name on File |
| Tax Bill | $396 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 081-10 00 182.00 |
| Primary APN | 081-10 00 182.00 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,680 sqft Living Area |
| Exterior Material | Aluminum/Vinyl |
|---|---|
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Heating Fuel | Gas |
|---|
| Account Number | 4006 |
|---|---|
| Street Address | 366 MCBRAYER RD |
| City | CLEARFIELD |
| State | KY |
| Zip | 40313-9038 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H & LOT CLEARFIELD HILL CL-12-23 |
| Jurisdiction | ROWAN KY |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 950301 |
Source: Rowan County records · APN 081-10 00 182.00
Assessment roll updated April 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 366 MCBRAYER RD, CLEARFIELD, KY 40313-9038 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Document Number | 0000146211 |
| Record Updated | Jun 08, 2026 |
Source: Rowan County records · Assessment roll updated April 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Rowan County |
| Unified School District | Rowan County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $396.00 (+142.94%) Homeowner's exemption | $96,500 (+47.33%) Land $12,500 Building $84,000 | $96,500 (+47.33%) Land $12,500 Building $84,000 |
| 2023 | $163.00 Homeowner's exemption | $65,500 Land $12,500 Building $53,000 | $65,500 Land $12,500 Building $53,000 |
Source: FEMA National Flood Hazard Layer, Rowan County (21205C), as of April 18, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212059503012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 2 (2015–2018) |
| Most Recent Claim | Sep 2018 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 262 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system KY1030375, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ROWAN WATER INC private · serves 18,765 people |
|---|---|
| Water Source | Purchased surface water from MOREHEAD UTILITY PLANT BOARD |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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