366 Mary Ellen Ln, Deep Gap, NC 28618 Property Records

Watauga County property record for 366 Mary Ellen Ln, Deep Gap, NC 28618

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,139 sqft · built 1950
Lot Size4 acres (174,240 sqft)
OwnerIndividual Name on File
Deeds & MortgagesAug 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN2960-86-6585-000

Property Details

APN / Parcel Number

Primary APN2960-86-6585-000
Alternative APN
  • 1077759

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms10 Rooms
Stories1 Story
Building Area2,139 sqft Living Area
1st Floor Area1,164 sqft
Basement Area1,324 sqft
Finished Basement1,324 sqft
Unfinished Basement1,324 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleConventional
Exterior MaterialWood
Construction TypeFrame
Foundation TypeFooting
Roof MaterialAsphalt
Lot Area174,240 sqft (4 acres)
PorchPorch
Porch Area176 sqft
Patio Area504 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelGas

Location & Zoning

Account Number1077759
Street Address366 MARY ELLEN LN
CityDEEP GAP
StateNC
Zip28618
Property CategoryResidential
Property TypeResidential > Single Family > Home
JurisdictionWATAUGA NC
Township / Civil DivisionSTONY FORK
Census Block Group1
Census Block1005
Census Tract920702

Owner

366 Mary Ellen Ln, a single family home, is owned by an individual.

Source: Watauga County records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 298, DEEP GAP, NC 28618-0298
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATAUGA NC
Property Address366 MARY ELLEN LN, DEEP GAP, NC 28618-8801
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020440280
DateAug 26, 2019
Book Page2044/0280
Instrument681919
Lender
NameSTATE EMPLOYEES CU
TypeCredit Union
AddressWILKESBORO, NC 28697
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Watauga County assessment roll, as of October 13, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyWatauga County
Unified School DistrictWatauga County Schools (KG - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2026$371,600 (-) Land $60,000 Building $311,600
2025$371,600 Land $60,000 Building $311,600
2024$371,600 Land $60,000 Building $311,600
2023$371,600 Land $60,000 Building $311,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 366 Mary Ellen Ln in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective May 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 13 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims4 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 366 Mary Ellen Ln is moderate, ranking above 48% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · above 70% of North Carolina
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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