366 Lum Ave, Union, NJ 07083 Property Records

Union County and Union Township property record for 366 Lum Ave, Union, NJ 07083

Property Summary

Property Type	Single Family Home
Details	1,916 sqft · built 1940
Lot Size	0.126 acres (5,484 sqft)
Owner	2 Individual Names on File
Last Sale	$406,000 (May 2019)
Tax Bill	$11,498 (2025)
Deeds & Mortgages	Jun 2020 Mortgage May 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`19-01217-0000-00002`

Property Details

APN / Parcel Number

Primary APN	`19-01217-0000-00002`
Alternative APN	`190121700002`

Interior

Stories	1 Story
Building Area	1,916 sqft Living Area
1st Floor Area	1,916 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	5,484 sqft (0.126 acres)
Lot Dimensions	109 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	366 LUM AVE
City	UNION
State	NJ
Zip	07083-7515
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	BEVERLY HEIGHTS SEC 2
Legal Block	1217
Legal Lot Number	2
Jurisdiction	UNION NJ
Township / Civil Division	UNION
Census Block Group	1
Census Block	1006
Census Tract	33400

Owner

366 Lum Ave is owned and occupied by two individuals who bought it in May 2019.

Source: Union County and Union Township records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	366 LUM AVE, UNION, NJ 07083-7515
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage CONTOUR MORTGAGE CORP
May 24, 2019	Grant Deed, Transfer NFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2019 · Amount on File
Deed Sale	May 24, 2019 · Amount on File
Prior Sale	Oct 3, 2016 · Amount on File
Deed Document Number	2019313108
Deed Book / Page	6323 / 856
Prior Transfer Date	Sep 26, 2016
Prior Transfer Doc	0061470236
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	366 LUM AVE, UNION, NJ 07083-7515
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0147102731
Date	Jun 15, 2020
Book Page	14710/2731
Instrument	693105

Lender

Name	CONTOUR MORTGAGE CORP
Type	Mortgage Company
Address	GARDEN CITY, NY 11530

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 1, 2050

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	UNION NJ
Recording Date	May 24, 2019
Property Address	366 LUM AVE, UNION, NJ 07083-7515
Document Number	0063230856
Book / Page	006323 / 000856
Instrument Date	May 9, 2019
Instrument	313108
Transaction Type	Transfer
Record Updated	Jun 7, 2019
Title Company	NFTS TITLE AGENCY LLC, NRT TITLE AGCY LLC

Transaction

Amount	Amount on Record
Tax	$406.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	366 LUM AVE UNION NJ 070837515, UNION, NJ 07083-7515

Tax Assessment & Valuation

The 2025 property tax bill for 366 Lum Ave was $11,498, up 4.3% from the year before.

Source: Union County and Union Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
County Subdivision	Union Township
Unified School District	Union Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$49,300 (-) Land $20,400 Building $28,900	$49,300 (-) Land $20,400 Building $28,900
2025	$11,498.00 (+4.35%)	$49,300 Land $20,400 Building $28,900	$49,300 Land $20,400 Building $28,900
2024	$11,019.00
2023		$49,300 Land $20,400 Building $28,900	$49,300 Land $20,400 Building $28,900
2022	$10,186.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 366 Lum Ave in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–2011)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Aug 2011 · Hurricane Irene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 366 Lum Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 654 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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