366 Hubbard Ave, Elgin, IL 60123 Property Records

Kane County property record for 366 Hubbard Ave, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1935
Lot Size	0.158 acres (6,864 sqft)
Owner	Individual Name on Record
Tax Bill	$5,023 (2025)
Deeds & Mortgages	Jun 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-15-231-009`

Property Details

APN / Parcel Number

Primary APN	`06-15-231-009`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	792 sqft Living Area
Gross Area	1,584 sqft
1st Floor Area	792 sqft
Basement Area	792 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Construction Type	Frame
Lot Area	6,864 sqft (0.158 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	366 HUBBARD AVE
City	ELGIN
State	IL
Zip	60123-3475
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	STELFORDS 2ND ADDN LOT 4 BLOCK 1
Legal Subdivision	STELFORDS 2ND ADDN
Legal Block	1
Legal Lot Number	4
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	3
Census Block	3018
Census Tract	851102

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	366 HUBBARD AVE, ELGIN, IL 60123-3475
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 9, 1999
Deed Sale	Mar 9, 1999
Prior Sale	Oct 7, 1994 · Amount on Record
Deed Document Number	199924745
Record Updated	Oct 29, 2026

June 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	KANE IL
Property Address	366 HUBBARD AVE, ELGIN, IL 60123-3475
Document Number	0000034814
Instrument Date	Jun 6, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 HUBBARD AVE ELGIN IL 601233475, ELGIN, IL 60123-3475

Mortgage

Document Number	0000034814
Date	Jul 6, 2017
Instrument	34814

Lender

Name	FIFTH THIRD MTG
Type	Mortgage Company
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 5, 2047

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,023.00 (+15.98%)	$65,842 (+8.57%) Land $21,020 Building $44,822	$197,605 (+8.57%) Land $63,085 Building $134,520
2024		$60,645 (+21.39%) Land $19,361 Building $41,284	$182,008 (+21.44%) Land $58,106 Building $123,902
2022	$4,331.00 (+3.96%)	$49,957 (+6.96%) Land $15,949 Building $34,008	$149,871 (+6.96%) Land $47,847 Building $102,024
2021	$4,166.00	$46,706 Land $14,911 Building $31,795	$140,118 Land $44,733 Building $95,385

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1982)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 574 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20