366 FM 1287, Graham, TX 76450 Property Records

Young County property record for 366 FM 1287, Graham, TX 76450

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,949 sqft · built 1950
Lot Size	6.2 acres (270,072 sqft)
Owner	Individual Name on File
Last Sale	$106,300 (Nov 2020)
Tax Bill	$1,408 (2026)
Deeds & Mortgages	Nov 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`00144-4100-0000`

Property Details

APN / Parcel Number

Primary APN	`00144-4100-0000`
Alternative APN	`4513`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,949 sqft Living Area
Gross Area	6,354 sqft
1st Floor Area	1,949 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Lot Area	270,072 sqft (6.2 acres)
Garage Type	Carport
Garage Area	432 sqft
Carport	Carport
Carport Area	432 sqft
Porch	Porch
Porch Area	53 sqft

Location & Zoning

Street Address	366 FM 1287
City	GRAHAM
State	TX
Zip	76450-6759
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BEN HILL -TR 19 - A-0144
Legal Subdivision	BENN HILL SURVEY ABSTRACT NO 144
Legal Tract	19
Legal Block	4100
Jurisdiction	YOUNG TX
Township / Civil Division	GRAHAM
Census Block Group	3
Census Block	3021
Census Tract	950402

Owner

366 FM 1287, a rural home, is owned and occupied by an individual who bought it in November 2020.

Source: Young County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	366 FM 1287, GRAHAM, TX 76450-6759
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 23, 2020 · Amount on File
Deed Sale	Nov 23, 2020 · Amount on File
Deed Document Number	20203164
Prior Transfer Date	Nov 20, 2020
Prior Transfer Doc	0000003164
Record Updated	Oct 29, 2026

November 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	YOUNG TX
Recording Date	Nov 23, 2020
Property Address	366 FM 1287, GRAHAM, TX 76450-6759
Document Number	0020003164
Map Reference	VOL 264 PG 402
Instrument Date	Nov 20, 2020
Instrument	20003164
Transaction Type	Transfer
Record Updated	Dec 28, 2021
Title Company	GUARANTY ABSTRACT COMPANY, GUARANTY ABSTRACT CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 25202, DALLAS, TX 75225-1202

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1831, GRAHAM, TX 76450-7831

Mortgage

Document Number	0020003165
Date	Nov 23, 2020
Instrument	20003165

Lender

Name	FIRST STATE BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 366 FM 1287 was $1,408, up 4.3% from the year before.

Source: Young County assessment roll, as of January 15, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Young County
Unified School District	Graham Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,408.00 (+4.3%)	$74,500 (-50.89%)	$154,770 (+2.03%) Land $96,100 Building $58,670
2025	$1,350.00 Additional exemption filed	$151,690 Land $96,100 Building $55,590	$151,690 Land $96,100 Building $55,590
2023		$63,420	$141,110 Land $93,000 Building $48,110
2022	$1,195.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 366 FM 1287 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Nearby Flood Policies	13 in force
Nearby Flood Claims	3 (2015–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 366 FM 1287 is high, ranking above 81% of the US, with a 0.6% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 81% of the US · above 76% of Texas
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GRAHAM serves 8,718 people · EPA ID TX2520001
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
New Source Broadband Fixed Wireless	100 / 50
AT&T Fixed Wireless	25 / 3

May also be available: T-Mobile, Zito Media.

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