366 E Cambourne St, Ferndale, MI 48220 Property Records

Oakland County property record for 366 E Cambourne St, Ferndale, MI 48220

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,156 sqft · built 1938
Lot Size	0.181 acres (7,884 sqft)
Owner	2 Individual Names on File
Last Sale	$330,000 (Jun 2026)
Tax Bill	$3,995 (2025)
Deeds & Mortgages	Jun 2026 Sale Mar 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`24-25-27-452-009`

Property Details

APN / Parcel Number

Primary APN	`24-25-27-452-009`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,156 sqft Living Area
1st Floor Area	771 sqft
Basement Area	771 sqft
Unfinished Basement	771 sqft
Game Room	Game Room

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1938
Exterior Material	Aluminum/Vinyl
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	7,884 sqft (0.181 acres)
Lot Dimensions	131 ft deep x 60 ft wide
Garage Area	452 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	504 sqft
Porch	Slab
Porch Area	248 sqft
Deck Area	81 sqft
Patio Area	569 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	366 E CAMBOURNE ST
City	FERNDALE
State	MI
Zip	48220-1312
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AI
Legal Description	T1N, R11E, SEC 27 ASTONS SUB OF KNOWLES HTS LOTS 107 & 108
Legal Range	11E
Legal Township	01N
Legal Section	27
Legal Subdivision	ASTONS SUB
Legal Lot Number	107-108
Jurisdiction	OAKLAND MI
Township / Civil Division	FERNDALE
Census Block Group	1
Census Block	1017
Census Tract	173100

Owner

366 E Cambourne St is owned and occupied by two individuals who bought it in June 2026.

Source: Oakland County records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	366 E CAMBOURNE ST, FERNDALE, MI 48220-1312
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 24, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Mar 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Feb 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2026 · Amount on File
Deed Sale	Jun 24, 2026 · Amount on File
Prior Sale	Oct 23, 1995 · Amount on File
Deed Document Number	202689538
Deed Book / Page	61307 / 514
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jun 24, 2026
Property Address	366 E CAMBOURNE ST, FERNDALE, MI 48220-1312
Document Number	0000089538
Book / Page	61307 / 514
Instrument Date	Jun 5, 2026
Instrument	202689538
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$249,975.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 E CAMBOURNE ST, FERNDALE, MI 48220-1312

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	366 E CAMBOURNE ST, FERNDALE, MI 48220-1312
Document Number	0000059559
Instrument Date	Mar 25, 2020
Transaction Type	Mortgage
Record Updated	Apr 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 E CAMBOURNE ST FERNDALE MI 482201312, FERNDALE, MI 48220-1312

Mortgage

Document Number	0000059559
Date	Mar 31, 2020
Book Page	054012/000663
Instrument	59559

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Mar 30, 2040

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	366 E CAMBOURNE ST, FERNDALE, MI 48220-1312
Document Number	0000023645
Instrument Date	Feb 13, 2019
Transaction Type	Mortgage
Record Updated	Mar 6, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 E CAMBOURNE ST FERNDALE MI 482201312, FERNDALE, MI 48220-1312

Mortgage

Document Number	0000023645
Date	Feb 20, 2019
Book Page	052587/000721
Instrument	23645

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 19, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 366 E Cambourne St was $3,995 with a homeowner's exemption, down 2.8% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Ferndale City
Unified School District	Ferndale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,995.00 (-2.75%) Homeowner's exemption	$157,340	$314,680
2024	$4,108.00
2023		$142,130	$284,260
2021	$3,878.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 366 E Cambourne St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 366 E Cambourne St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FERNDALE serves 22,105 people · EPA ID MI0002280
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	May 2021
Lead	9 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead public education Nov 2020
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 756 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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