366 E Beech St, Cedar Springs, MI 49319 Property Records

Kent County property record for 366 E Beech St, Cedar Springs, MI 49319

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,220 sqft · built 1983
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$385,000 (Oct 2025)
Tax Bill	$4,245 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`41-03-30-381-047`

Property Details

APN / Parcel Number

Primary APN	`41-03-30-381-047`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,220 sqft Living Area
1st Floor Area	1,761 sqft
Basement Area	1,761 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	132 ft deep x 83 ft wide
Garage Area	503 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	366 E BEECH ST
City	CEDAR SPRINGS
State	MI
Zip	49319-8577
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 63 * HARRIS ADDITION NO. 4
Legal Subdivision	HARRIS ADD
Legal Lot Number	63
Jurisdiction	KENT MI
Township / Civil Division	CEDAR SPRINGS
Census Block Group	2
Census Block	2010
Census Tract	10200

Owner

366 E Beech St is owned and occupied by an individual who bought it in October 2025.

Source: Kent County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	366 E BEECH ST, CEDAR SPRINGS, MI 49319-8577
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage WEST CAPITAL LENDING INC
Oct 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU
Oct 2, 2025	Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS
Mar 1, 2019	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE UNIVERSITY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2025 · Amount on File
Deed Sale	Oct 2, 2025 · Amount on File
Deed Document Number	202564442
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	366 E BEECH ST, CEDAR SPRINGS, MI 49319-8577
Transaction Type	Mortgage
Record Updated	Mar 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 E BEECH ST, CEDAR SPRINGS, MI 49319-8577

Mortgage

Document Number	0000015705
Date	Mar 16, 2026
Instrument	20260316-0015705

Lender

Name	WEST CAPITAL LENDING INC
Type	Mortgage Company
Address	IRVINE, CA 92614

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	366 E BEECH ST, CEDAR SPRINGS, MI 49319-8577
Transaction Type	Mortgage
Record Updated	Oct 17, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	366 E BEECH ST, CEDAR SPRINGS, MI 49319-8577

Mortgage

Document Number	0000109265
Date	Oct 6, 2021
Instrument	20211006-0109265

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	48828

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENT MI
Recording Date	Oct 2, 2025
Property Address	366 E BEECH ST, CEDAR SPRINGS, MI 49319-8577
Document Number	0000064442
Map Reference	LB 79 PG 45
Instrument Date	Sep 22, 2025
Instrument	20251002-0064442
Transaction Type	Transfer
Record Updated	Oct 17, 2025
Title Company	SUN TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,887.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	366 E BEECH ST, CEDAR SPRINGS, MI 49319-8577

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3731 RIVERBED LANE SE #11 # 11, 11, CEDAR SPRINGS, MI 49319

Mortgage

Document Number	0000064443
Date	Oct 2, 2025
Instrument	20251002-0064443

Lender

Name	NEIGHBORHOOD LOANS
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Oct 1, 2045

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MI
Property Address	366 E BEECH ST, CEDAR SPRINGS, MI 49319-8577
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013299
Date	Mar 1, 2019
Instrument	20190301-0013299

Lender

Name	MICHIGAN STATE UNIVERSITY FCU
Type	Credit Union
Address	EAST LANSING, MI 48823

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 366 E Beech St was $4,245, up 6.5% from the year before.

Source: Kent County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kent County
Municipality	Cedar Springs City
Unified School District	Cedar Springs Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$209,800 (-1.18%)	$419,600 (-1.18%)
2025	$4,245.00 (+6.52%)	$212,300	$424,600
2024	$3,985.00
2023		$122,700	$245,400
2019	$3,473.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 366 E Beech St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 1, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 366 E Beech St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR SPRINGS serves 3,520 people · EPA ID MI0001260
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Arsenic resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Point Broadband Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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