Cumberland Town property record for 366 Bryant St, Cumberland, RI 02864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,164 sqft · built 1995 |
| Lot Size | 0.198 acres (8,625 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $285,000 (May 2017) |
| Tax Bill | $4,725 (2026) |
| Deeds & Mortgages | Aug 2022 Line of Credit Jan 2025 Refinance + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 9217-18 |
| Primary APN | 9217-18 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,164 sqft Living Area |
| Gross Area | 2,400 sqft |
| 1st Floor Area | 1,164 sqft |
| Basement Area | 1,092 sqft |
| Unfinished Basement | 1,092 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,625 sqft (0.198 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 9217-18 |
|---|---|
| Street Address | 366 BRYANT ST |
| City | CUMBERLAND |
| State | RI |
| Zip | 02864-7205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 100 |
| Legal Block | 38 |
| Jurisdiction | CUMBERLAND RI |
| Township / Civil Division | CUMBERLAND |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 11302 |
366 Bryant St is owned and occupied by two individuals who acquired it in October 2021.
Source: Cumberland Town records, as of October 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 366 BRYANT ST, CUMBERLAND, RI 02864-7205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2022 | Deed of Trust, Mortgage · Line of Credit COASTAL ONE CREDIT UNION |
| Jan 3, 2025 | Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY |
| Oct 28, 2021 | Quit Claim Deed, Transfer · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION |
| Jul 16, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance SEMPER HOME LOANS INC |
| Dec 9, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NAVIGANT CREDIT UNION |
| May 25, 2017 | Warranty Deed, Transfer · FHA Mortgage EMBRACE HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 25, 2017 · Amount on File |
| Deed Sale | May 25, 2017 · Amount on File |
| Prior Sale | Oct 21, 2011 · Amount on File |
| Deed Book / Page | 1742 / 926 |
| Last Transfer Date | Oct 15, 2021 |
| Transfer Doc | 001910-425 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 366 BRYANT ST, CUMBERLAND, RI 02864-7205 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001938-296 |
|---|---|
| Date | Aug 16, 2022 |
| Book Page | 1938/296 |
| Instrument | 134649 |
| Name | COASTAL ONE CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 366 BRYANT ST, CUMBERLAND, RI 02864-7205 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 001994-236 |
|---|---|
| Date | Jan 3, 2025 |
| Book Page | 1994/236 |
| Instrument | 147428 |
| Name | THE WASHINGTON TRUST CO OF WESTERLY |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 229 Months |
| Due | Feb 1, 2044 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | Oct 28, 2021 |
| Property Address | 366 BRYANT ST, CUMBERLAND, RI 02864-7205 |
| Document Number | 001910-422 |
| Book / Page | 1910 / 422 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 128539 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 366 BRYANT ST, CUMBERLAND, RI 02864-7205 |
| Investor | Possibly a Property Investor |
| Document Number | 001910-425 |
|---|---|
| Date | Oct 28, 2021 |
| Book Page | 1910/425 |
| Instrument | 128540 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 366 BRYANT ST, CUMBERLAND, RI 02864-7205 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1846-471 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 1846/471 |
| Instrument | 115538 |
| Name | SEMPER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Property Address | 366 BRYANT ST, CUMBERLAND, RI 02864-7205 |
| Transaction Type | Mortgage |
| Record Updated | Mar 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1867-325 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 1867/325 |
| Instrument | 119749 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jan 1, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CUMBERLAND RI |
| Recording Date | May 25, 2017 |
| Property Address | 366 BRYANT ST, CUMBERLAND, RI 02864-7205 |
| Document Number | 1742-926 |
| Book / Page | 001742 / 000926 |
| Instrument Date | May 25, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2017 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 28 WARNER ST WOONSOCKET RI 028951136, WOONSOCKET, RI 02895-1136 |
| Document Number | 1742-929 |
|---|---|
| Date | May 25, 2017 |
| Book Page | 001742/000929 |
| Name | EMBRACE HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 24, 2047 |
The 2026 property tax bill for 366 Bryant St was $4,725, up 2% from the year before.
Source: Cumberland Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Cumberland Town |
| Unified School District | Cumberland School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,725.00 (+2.01%) | $472,000 (+25.03%) Land $209,200 Building $262,800 | $509,805 |
| 2025 | $4,632.00 | $377,500 Land $138,200 Building $239,300 | |
| 2023 | $4,387.00 (-0.32%) | $377,500 (+28.58%) Land $138,200 Building $239,300 | |
| 2022 | $4,401.00 | $293,600 Land $96,600 Building $197,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 366 Bryant St in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 6 (1979–2024) |
| Claims Outside the SFHA | 2 of 6 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 366 Bryant St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAWTUCKET WATER SUPPLY BOARD VEOLIA-NA serves 98,130 people · EPA ID RI1592021 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 571 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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