366 Bridle Ln, Lake Forest, IL 60045 Property Records

Lake County property record for 366 Bridle Ln, Lake Forest, IL 60045

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 5,173 sqft · built 1989
Lot Size	1.32 acres (57,499 sqft)
Owner	Individual Name on Record
Last Sale	$990,000 (Jan 1999)
Tax Bill	$24,992 (2024)
Deeds & Mortgages	Mar 2021 Mortgage May 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-05-409-005`

Property Details

APN / Parcel Number

Primary APN	`16-05-409-005`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Stories	2 Stories
Building Area	5,173 sqft Living Area
Gross Area	8,353 sqft
1st Floor Area	2,380 sqft
2nd Floor Area	2,793 sqft
Upper Floors Area	2,793 sqft
Basement Area	2,380 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Frame
Roof Material	Wood Shingle
Lot Area	57,499 sqft (1.32 acres)
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces
Patio Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	366 BRIDLE LN
City	LAKE FOREST
State	IL
Zip	60045-2777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGELAND SUB; LOT37
Legal Subdivision	RIDGELAND SUB
Legal Lot Number	37
Jurisdiction	LAKE IL
Township / Civil Division	WEST DEERFIELD
Census Block Group	1
Census Block	1017
Census Tract	864602

Owner

Source: Lake County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	366 BRIDLE LN, LAKE FOREST, IL 60045-2777
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
May 2, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 7, 1999 · Amount on Record
Deed Sale	Jan 7, 1999 · Amount on Record
Deed Document Number	19994270267
Last Transfer Date	Jan 26, 2012
Transfer Doc	0006818043
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	366 BRIDLE LN, LAKE FOREST, IL 60045-2777
Transaction Type	Mortgage
Record Updated	May 13, 2021
Title Company	NOT AVAILABLE, RAVENSWOOD TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007769205
Date	Mar 30, 2021
Instrument	7769205

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.87%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IL
Property Address	366 BRIDLE LN, LAKE FOREST, IL 60045-2777
Document Number	0007392757
Instrument Date	May 2, 2017
Transaction Type	Mortgage
Record Updated	May 31, 2017
Title Company	RAVENSWOOD TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	366 BRIDLE LN LAKE FOREST IL 600452777, LAKE FOREST, IL 60045-2777

Mortgage

Document Number	0007392757
Date	May 8, 2017
Instrument	7392757

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 7, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.87%

Tax Assessment & Valuation

Source: Lake County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lake County
County Subdivision	West Deerfield Township
Municipality	Lake Forest City
Elementary School District	Lake Forest School District 67 (PK - 08)
Secondary School District	Lake Forest Community High School District 115 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$448,223 (+9.24%) Land $152,898 Building $295,325	$1,344,804 (+9.24%) Land $458,740 Building $886,064
2024	$24,992.00 (+2.8%)
2023	$24,311.00 (+5.78%)	$410,298 (-0.21%) Land $139,961 Building $270,337	$1,231,017 (-0.21%) Land $419,925 Building $811,092
2022	$22,983.00	$411,143 Land $147,410 Building $263,733	$1,233,552 Land $442,274 Building $791,278

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	4 (1978–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Jul 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE FOREST serves 19,642 people · EPA ID IL0970800
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	21 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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