Oakland County property record for 3659 Thomas Ave, Berkley, MI 48072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,028 sqft · built 1942 |
| Lot Size | 0.132 acres (5,750 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $237,000 (Oct 2021) |
| Tax Bill | $4,435 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-25-07-356-019 |
| Primary APN | 04-25-07-356-019 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,028 sqft Living Area |
| 1st Floor Area | 851 sqft |
| Basement Area | 680 sqft |
| Finished Basement | 680 sqft |
| Year Built | Built 1942 |
|---|---|
| Effective Year Built | Effective 1942 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,750 sqft (0.132 acres) |
| Lot Dimensions | 115 ft deep x 50 ft wide |
| Garage Area | 541 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 27 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Street Address | 3659 THOMAS AVE |
|---|---|
| City | BERKLEY |
| State | MI |
| Zip | 48072-3164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 7 ELLWOOD HEIGHTS LOT 228 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 07 |
| Legal Subdivision | ELLWOOD HEIGHTS |
| Legal Lot Number | 228 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BERKLEY |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 170100 |
3659 Thomas Ave is owned and occupied by two individuals who bought it in October 2021.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3659 THOMAS AVE, BERKLEY, MI 48072-3164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage BETTER RATE MORTGAGE INC |
| Oct 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN SCHOOLS & GOV'T CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 28, 2021 · Amount on File |
| Deed Sale | Oct 28, 2021 · Amount on File |
| Prior Sale | Aug 5, 2015 · Amount on File |
| Deed Document Number | 2021249846 |
| Deed Book / Page | 57033 / 588 |
| Prior Transfer Date | Jun 23, 2009 |
| Prior Transfer Doc | 0000130179 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 28, 2021 |
| Property Address | 3659 THOMAS AVE, BERKLEY, MI 48072-3164 |
| Document Number | 0000249846 |
| Book / Page | 57033 / 588 |
| Map Reference | LB 23 PG 19 |
| Instrument Date | Oct 15, 2021 |
| Instrument | 249846 |
| Transaction Type | Transfer |
| Record Updated | Dec 28, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,777.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3659 THOMAS AVE, 3659, BERKLEY, MI 48072-3164 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3659 THOMAS AVE, BERKLEY, MI 48072-3164 |
| Document Number | 0000250680 |
|---|---|
| Date | Oct 29, 2021 |
| Book Page | 57038/204 |
| Instrument | 250680 |
| Name | BETTER RATE MORTGAGE INC |
|---|---|
| Address | ROSEVILLE, CA 95661 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3659 THOMAS AVE, BERKLEY, MI 48072-3164 |
| Document Number | 0000180838 |
| Instrument Date | Oct 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2018 |
| Name | Verified Name |
|---|---|
| Address | 3951 CUMMINGS AVE BERKLEY MI 480723178, BERKLEY, MI 48072-3178 |
| Document Number | 0000180838 |
|---|---|
| Date | Nov 6, 2018 |
| Book Page | 052334/000423 |
| Instrument | 180838 |
| Name | MICHIGAN SCHOOLS & GOV'T CU |
|---|---|
| Type | Credit Union |
| Address | CLINTON TOWNSHIP, MI 48038 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 5, 2033 |
The 2025 property tax bill for 3659 Thomas Ave was $4,435 with a homeowner's exemption, down 2.9% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Berkley City |
| County | Oakland County |
| Unified School District | Berkley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,435.00 (-2.87%) Homeowner's exemption | $130,830 | $261,660 |
| 2024 | $4,566.00 | ||
| 2023 | $113,170 | $226,340 | |
| 2021 | $3,001.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3659 Thomas Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Apr 1980 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3659 Thomas Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BERKLEY serves 14,970 people · EPA ID MI0000630 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Nov 2025 |
| Lead | 9 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 872 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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