3659 Spencer Rd, Barnum, MN 55707 Property Records

Carlton County property record for 3659 Spencer Rd, Barnum, MN 55707

Property Summary

Property TypeSingle Family Home
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on File
Last Sale$24,500 (Aug 2017)
Tax Bill$594 (2026)
Deeds & MortgagesJan 2022 Sale & Mortgage
Aug 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN72-090-5475

Property Details

APN / Parcel Number

Primary APN72-090-5475
Alternative APN
  • 24199

Exterior

Lot Area217,800 sqft (5 acres)

Location & Zoning

Account Number24199
Street Address3659 SPENCER RD
CityBARNUM
StateMN
Zip55707-8671
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN1/2 OF N1/2 OF E1/2 OF SE1/4 OF SE1/4 TOWN OF SKELTON
Legal Range19
Legal Township47
Legal Section33
Legal SubdivisionTOWN OF SKELTON
JurisdictionCARLTON MN
Township / Civil DivisionSKELTON
Census Block Group1
Census Block1014
Census Tract70600

Owner

Source: Carlton County records, as of April 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address3659 SPENCER RD, BARNUM, MN 55707-8671
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 10, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
NORTHWOODS CREDIT UNION
Aug 24, 2017Warranty Deed, Transfer · Stand-Alone First Mortgage
THE FIRST NATIONAL BANK OF MOOSE LAKE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 24, 2017 · Amount on File
Deed SaleAug 24, 2017 · Amount on File
Deed Document Number2017475824
Record UpdatedJun 8, 2026

January 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARLTON MN
Recording DateJan 10, 2022
Property Address3659 SPENCER RD, BARNUM, MN 55707-8671
Document NumberA000504014
Instrument DateJan 4, 2022
InstrumentA000504014
Transaction TypeTransfer
Record UpdatedFeb 2, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3659 SPENCER RD, BARNUM, MN 55707-8671

Mortgage

Document NumberA000504015
DateJan 10, 2022
InstrumentA000504015
Lender
NameNORTHWOODS CREDIT UNION
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Interest
Rate5.5%
Type Change DateJan 1, 2027

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCARLTON MN
Recording DateAug 24, 2017
Property Address3659 SPENCER RD, BARNUM, MN 55707-8671
Document NumberA000475824
Instrument DateAug 17, 2017
InstrumentA000475824
Transaction TypeTransfer
Record UpdatedApr 22, 2022

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$80.85
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3661 SPENCER RD, BARNUM, MN 55707-8671

Mortgage

Document NumberA000475827
DateAug 24, 2017
InstrumentA000475827
Lender
NameTHE FIRST NATIONAL BANK OF MOOSE LAKE
TypeBank
AddressMOOSE LAKE, MN 55767
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record
Term84 Months
DueAug 17, 2024

Tax Assessment & Valuation

Source: Carlton County assessment roll, as of April 24, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyCarlton County
County SubdivisionSkelton Township
Unified School DistrictBarnum Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$594.00 (-6.31%) Homeowner's exemption
2025$86,300 (+1.53%) Land $65,800 Building $20,500$86,300 (+1.53%) Land $65,800 Building $20,500
2024$634.00 Homeowner's exemption$85,000 (+4.94%) Land $65,800 Building $19,200$85,000 (+4.94%) Land $65,800 Building $19,200
2023$634.00 Homeowner's exemption$81,000 (-) Land $62,600 Building $18,400$81,000 (-) Land $62,600 Building $18,400
2022$81,000 Land $62,600 Building $18,400$81,000 Land $62,600 Building $18,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Fiber
1,000 / 1,000

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