3659 Getchell Rd, Hermantown (Duluth), MN 55811 Property Records

St. Louis County property record for 3659 Getchell Rd, Hermantown, MN 55811

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,008 sqft · built 1960
Lot Size	1.1 acres (48,321 sqft)
Owner	2 Individual Names on Record
Last Sale	$207,500 (Oct 2017)
Tax Bill	$3,678 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Mar 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`395-0045-00080`

Property Details

APN / Parcel Number

Primary APN	`395-0045-00080`
Alternative APN	`1039275`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,008 sqft Gross Area
1st Floor Area	1,008 sqft
Basement Area	756 sqft
Finished Basement	756 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1985
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Lot Area	48,321 sqft (1.1 acres)
Garage Area	396 sqft

Exterior Amenities

Porch	Slab
Porch Area	76 sqft
Deck Area	16 sqft
Storage Building	216 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil

Location & Zoning

Account Number	1039275
Street Address	3659 GETCHELL RD
City	HERMANTOWN
State	MN
Zip	55811-3759
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 8 AND LOT 9 NWLY OF A LINE RUNNINGFROM A POINT ON NELY LINE 60 FT SLY OFMOST NLY CORNER TO A POINT ON NWLY LINE330 18/100
Legal Subdivision	BESSER ACRES
Legal Lot Number	8-9
Jurisdiction	ST LOUIS MN
Township / Civil Division	HERMANTOWN
Census Block Group	2
Census Block	2012
Census Tract	10302

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3659 GETCHELL RD, HERMANTOWN, MN 55811-3759
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 15, 2026	Deed of Trust, Mortgage · Line of Credit CENTRAL CITY CREDIT UNION
Mar 11, 2021	Deed of Trust, Mortgage · VA Mortgage NORTH SHORE BANK OF COMMERCE
Apr 28, 2021	Deed of Trust, Mortgage · Line of Credit HERMANTOWN FCU
Oct 10, 2017	Quit Claim Deed, Transfer NORTH SHORE TITLE
Oct 10, 2017	Grant Deed, Transfer · VA Mortgage NORTH SHORE BK/COMMERCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 10, 2017 · Amount on Record
Deed Sale	Oct 10, 2017 · Amount on Record
Deed Document Number	20171319630
Prior Transfer Date	Oct 9, 2003
Prior Transfer Doc	00A1319628
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Recording Date	Apr 15, 2026
Property Address	3659 GETCHELL RD, HERMANTOWN, MN 55811-3759
Document Number	0001530848
Instrument Date	Mar 18, 2026
Instrument	20261530848
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3659 GETCHELL RD, HERMANTOWN, MN 55811-3759
Investor	Possibly a Property Investor

Mortgage

Document Number	0001530848,
Date	Apr 15, 2026
Instrument	20261530848

Lender

Name	CENTRAL CITY CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Mar 18, 2051

Interest

Rate	6.01%
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3659 GETCHELL RD, HERMANTOWN, MN 55811-3759
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001406558
Date	Mar 11, 2021
Instrument	1406558

Lender

Name	NORTH SHORE BANK OF COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	3659 GETCHELL RD, HERMANTOWN, MN 55811-3759
Transaction Type	Mortgage
Record Updated	Aug 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3659 GETCHELL RD, HERMANTOWN, MN 55811-3759

Mortgage

Document Number	0001412055
Date	Apr 28, 2021
Instrument	1412055

Lender

Name	HERMANTOWN FCU
Type	Credit Union
Address	DULUTH, MN 55811

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 9, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 10, 2017
Property Address	3659 GETCHELL RD, HERMANTOWN, MN 55811-3759
Document Number	00A1319628
Instrument Date	Oct 9, 2017
Instrument	A1319628
Transaction Type	Transfer
Record Updated	Oct 26, 2017
Title Company	NORTH SHORE TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3659 GETCHELL RD HERMANTOWN MN 558113759, HERMANTOWN, MN 55811-3759

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST LOUIS MN
Recording Date	Oct 10, 2017
Property Address	3659 GETCHELL RD, HERMANTOWN, MN 55811-3759
Document Number	00A1319630
Instrument Date	Sep 7, 2017
Instrument	A1319630
Transaction Type	Transfer
Record Updated	Oct 26, 2017
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$684.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3659 GETCHELL RD HERMANTOWN MN 558113759, HERMANTOWN, MN 55811-3759

Mortgage

Document Number	A1319632
Date	Oct 10, 2017
Instrument	A1319632

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Hermantown City
Unified School District	Hermantown Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,678.00 (+7.36%) Homeowner's exemption
2025	$3,426.00 (+7.74%) Homeowner's exemption	$287,300 (+6.6%) Land $70,700 Building $216,600	$287,300 (+6.6%) Land $70,700 Building $216,600
2024	$3,180.00	$269,500 (+22.33%) Land $67,300 Building $202,200	$269,500 (+22.33%) Land $67,300 Building $202,200
2022		$220,300 Land $59,400 Building $160,900	$220,300 Land $59,400 Building $160,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 82% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Hermantown serves 7,215 people · EPA ID MN1690043
Water Source	Purchased surface water from Duluth
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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