3659 E Ibis Cove Ct, Hernando, FL 34442 Property Records

Citrus County property record for 3659 E Ibis Cove Ct, Hernando, FL 34442 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 2002
Square Footage	1,645 sqft Living Area
Lot Size	5,972 sqft (0.137 acres)
Occupancy	Owner Occupied
Last Sale	$235,000 (2023)
Tax Bill	$27.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`1418S19E01600820`
Alternative APNs	`19E-18S-14-0160-00000-0820` `19E-18S-14-0160-082.0` `3129547`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,645 sqft Living Area
Gross Area	2,263 sqft Gross Area
1st Floor	1,645 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Concrete/Cement Flooring

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Combination Exterior
Construction Type	Masonry/Concrete Masonry Units (CMUs) Construction
Roof Construction	Hip Roof Construction
Roof Material	Fiberglass Roof
Lot Area	5,972 sqft (0.137 acres)
Depth X Width	111 ft x 44 ft Depth x Width
Parking Spaces	5 Parking Spaces
Garage Type	Attached Garage
Garage Area	468 sqft Garage
Porch	Enclosed Porch
Porch Area	198 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Account Number	3129547
Street Address	3659 E IBIS COVE CT
City	HERNANDO
State	FL
Zip	34442-5585
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ARBOR LAKES UNIT IV PB 17 PG 8 LOT 82
Legal Range	19E
Legal Township	18S
Legal Section	14
Legal Subdivision	ARBOR LAKES - UNIT IV
Legal Lot Number	82
Legal Unit	IV
Jurisdiction	CITRUS FL
Minor Civil Division	INVERNESS
Census Blockgroup	1
Census Block	1001
Census Tract	450105

Owner

Source: Citrus County records · APN 1418S19E01600820

Assessment roll updated December 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3659 E IBIS COVE CT, HERNANDO, FL 34442-5585
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Date	Document
May 29, 2026	Deed of Trust, Mortgage · Veterans Administration Mortgage US MORTGAGE CAPITAL INC
Mar 06, 2023	Warranty Deed, Transfer · Veterans Administration Mortgage ROCKET MORTGAGE LLC
May 18, 2017	Deed of Trust, Mortgage · Line of Credit REGIONS BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 06, 2023 · Amount on Record
Deed Sale	Mar 06, 2023 · Amount on Record
Prior Sale	Nov 09, 2012 · Amount on Record
Deed Doc Number	202312661
Deed Book / Page	3359 / 2457
Record Refreshed	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Recording Date	May 29, 2026
Property Address	3659 E IBIS COVE CT, HERNANDO, FL 34442-5585
Document Number	0000031494
Book / Page	3674 / 1159
Instrument Date	May 22, 2026
Instrument	202631494
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3659 E IBIS COVE CT, HERNANDO, FL 34442-5585

Mortgage

Document Number	0000031494,
Date	May 29, 2026
Book Page	3674/1159
Instrument	202631494

Lender

Name	US MORTGAGE CAPITAL INC

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.23%
Initial Type	Adjustable Rate
Adjustable	Document includes a rider for adjustable-rate mortgage with a specific rate change date.
Max Rate	-1%

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CITRUS FL
Recording Date	Mar 06, 2023
Property Address	3659 E IBIS COVE CT, HERNANDO, FL 34442-5585
Document Number	0033592457
Book / Page	3359 / 2457
Map Reference	MB 17 PG 8&9
Instrument Date	Feb 24, 2023
Instrument	2023012661
Transaction Type	Transfer
Record Updated	Mar 22, 2023
Title Company	EXPRESS TITLE SERVICES/CITRUS INC, EXPRESS TTL SVCS OF CITRUS I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,645.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 BOSTON AVE APT 233, 233, ALTAMONTE SPRINGS, FL 32701-4737

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3659 E IBIS COVE CT, HERNANDO, FL 34442-5585

Mortgage

Document Number	0033592459
Date	Mar 06, 2023
Instrument	3359/2459

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 01, 2053

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CITRUS FL
Property Address	3659 E IBIS COVE CT, HERNANDO, FL 34442-5585
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0028291999
Date	May 18, 2017
Book Page	2829/1999
Instrument	2017023365

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35211

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 05, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Citrus County records · Assessment roll updated December 3, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Citrus County
Unified School District	Citrus County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$27.00 Veteran's exemption	$108,937 (-48.38%)	$201,499 (-4.52%) Land $6,750 Building $194,749
2024	$27.00 (-97.52%) Homeowner's exemption Additional exemption filed	$211,036 (+2.16%) Land $6,520 Building $204,516	$211,036 (+2.16%) Land $6,520 Building $204,516
2023	$1,087.00 (+6.99%) Homeowner's exemption Additional exemption filed	$206,577 (+13.17%) Land $6,520 Building $200,057	$206,577 (+13.17%) Land $6,520 Building $200,057
2022	$1,016.00 Homeowner's exemption Additional exemption filed	$182,530 Land $9,080 Building $173,450	$182,530 Land $9,080 Building $173,450

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Citrus County (12017C), updated January 14, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 12% of Florida
Wildfire Likelihood	About 1 in 1,639 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

3659 E Ibis Cove Ct, Hernando, FL 34442 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

March 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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