3659 Cardinal Way, Eagan (Saint Paul), MN 55123 Property Records

Dakota County property record for 3659 Cardinal Way, Eagan, MN 55123 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,660 sqft · built 1985
Lot Size	0.21 acres (9,133 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Aug 2021)
Tax Bill	$4,218 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Jul 2018 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-45060-07-140`

Property Details

APN / Parcel Number

Primary APN	`10-45060-07-140`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,660 sqft Living Area
Gross Area	2,100 sqft
1st Floor Area	879 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1994
Architectural Style	Split Level
Construction Type	Wood
Lot Area	9,133 sqft (0.21 acres)
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3659 CARDINAL WAY
City	SAINT PAUL
State	MN
Zip	55123-2224
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LEXINGTON PLACE SOUTH 14 7
Legal Subdivision	LEXINGTON PLACE SOUTH
Legal Block	7
Legal Lot Number	140
Jurisdiction	DAKOTA MN
Township / Civil Division	EAGAN
Census Block Group	3
Census Block	3003
Census Tract	60728

Owner

Source: Dakota County records · APN 10-45060-07-140

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3659 CARDINAL WAY, SAINT PAUL, MN 55123-2224
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 04, 2021	Warranty Deed, Transfer · Conventional Mortgage GOLDWATER BANK NA
Jul 11, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HIWAY FCU
Aug 13, 2019	Warranty Deed, Transfer · Conventional Mortgage MEGASTAR FINANCIAL CORP
May 22, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 04, 2021 · Amount on Record
Deed Sale	Aug 04, 2021 · Amount on Record
Prior Sale	Aug 13, 2019 · Amount on Record
Deed Document Number	20213482106
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Aug 04, 2021
Property Address	3659 CARDINAL WAY, EAGAN, MN 55123-2224
Document Number	0003482106
Instrument Date	Jul 28, 2021
Instrument	3482106
Transaction Type	Transfer
Record Updated	Aug 16, 2021
Title Company	FIRST FINANCIAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3659 CARDINAL WAY, EAGAN, MN 55123-2224

Mortgage

Document Number	0003482107
Date	Aug 04, 2021
Instrument	3482107

Lender

Name	GOLDWATER BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAKOTA MN
Property Address	3659 CARDINAL WAY, EAGAN, MN 55123-2224
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003259672
Date	Jul 11, 2018
Instrument	3259672

Lender

Name	HIWAY FCU
Type	Credit Union
Address	SAINT PAUL, MN 55103

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 01, 2033

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAKOTA MN
Recording Date	Aug 13, 2019
Property Address	3659 CARDINAL WAY, EAGAN, MN 55123-2224
Document Number	0003320271
Instrument Date	Jul 31, 2019
Instrument	3320271
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	LIBERTY TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$815.10
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3659 CARDINAL WAY, EAGAN, MN 55123-2224

Mortgage

Document Number	0003320272
Date	Aug 13, 2019
Instrument	3320272

Lender

Name	MEGASTAR FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2049

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	DAKOTA MN
Recording Date	May 22, 2018
Property Address	3659 CARDINAL WAY, EAGAN, MN 55123-2224
Document Number	0003251394
Instrument Date	May 21, 2018
Instrument	3251394
Transaction Type	Transfer
Record Updated	Jun 04, 2018

Transaction

Amount	Amount Recorded
Tax	$1.65
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9129 TYNE LN INVER GROVE HEIGHTS MN 550774438, INVER GROVE HEIGHTS, MN 55077-4438

Tax Assessment & Valuation

Source: Dakota County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Dakota County
Municipality	Eagan City
Unified School District	Rosemount-Apple Valley-Eagan (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,218.00	$372,700 Land $105,500 Building $267,200	$372,700 Land $105,500 Building $267,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Dakota County (27037C), updated October 4, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 1% of the US · above 4% of Minnesota
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 267 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20
Lumen Technologies	DSL	140 / 20

May also be available at this address: Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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