3659 Byron Cir, Frederick, MD 21704 Property Records

Frederick County property record for 3659 Byron Cir, Frederick, MD 21704

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 4,407 sqft · built 2001
Lot Size	0.187 acres (8,160 sqft)
Owner	2 Individual Names on Record
Last Sale	$860,000 (Aug 2023)
Tax Bill	$10,255 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jul 2020 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`07-223102`

Property Details

APN / Parcel Number

Primary APN	`07-223102`
Alternative APNs	`7223102` `223102`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,407 sqft Living Area
Gross Area	4,827 sqft
1st Floor Area	1,797 sqft
Basement Area	1,200 sqft
Finished Basement	1,200 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,160 sqft (0.187 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	223102
Street Address	3659 BYRON CIR
City	FREDERICK
State	MD
Zip	21704-7835
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 213 SECTION K2 8,160 SQ. FT. VILLAGES OF URBANA
Legal Subdivision	VILLAGES URBANA
Legal Lot Number	213
Jurisdiction	FREDERICK MD
Township / Civil Division	7, URBANA
Census Block Group	1
Census Block	1010
Census Tract	752202

Owner

Source: Frederick County records, as of August 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3659 BYRON CIR, FREDERICK, MD 21704-7835
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2023	Deed, Transfer · Conventional Mortgage TOPONE MORTGAGE INC
Jul 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage TOWER FCU
Jan 18, 2022	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Sep 21, 2022	Deed of Trust, Mortgage · Line of Credit TOWER FCU
Jul 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOWER
Aug 16, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2023 · Amount on Record
Deed Sale	Aug 25, 2023 · Amount on Record
Prior Sale	Jan 20, 2004 · Amount on Record
Deed Book / Page	16577 / 228
Prior Transfer Date	May 26, 2011
Prior Transfer Doc	0084540160
Record Updated	Jun 8, 2026

August 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Aug 25, 2023
Property Address	3659 BYRON CIR, FREDERICK, MD 21704-7835
Document Number	0165770228
Book / Page	16577 / 228
Map Reference	MB 65 PL 56
Instrument Date	Jul 28, 2023
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	HUTTON PATT TITLE, HUTTON PATT T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,300.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3659 BYRON CIR, FREDERICK, MD 21704-7835

Mortgage

Document Number	0016577236
Date	Aug 25, 2023
Instrument	16577/236

Lender

Name	TOPONE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3659 BYRON CIR, FREDERICK, MD 21704-7835
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	MEYMAX TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0139430139
Date	Jul 31, 2020
Book Page	13943/139

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 25, 2050

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3659 BYRON CIR, FREDERICK, MD 21704-7835
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	BCHH TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0156620443
Date	Jan 18, 2022
Book Page	15662/443

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21046

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2037

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3659 BYRON CIR, FREDERICK, MD 21704-7835
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0161420376
Date	Sep 21, 2022
Book Page	16142/376

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Aug 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3659 BYRON CIR, FREDERICK, MD 21704-7835
Document Number	0139430118
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	MEYMAX TITLE AGENCY LLC, MEYMAX TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3659 BYRON CIR FREDERICK MD 217047835, FREDERICK, MD 21704-7835

Mortgage

Document Number	0139430118
Date	Jul 31, 2020
Book Page	013943/000118

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 30, 2050

Interest

Rate Type	Adjustable Rate
Rate	4.25%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	3659 BYRON CIR, FREDERICK, MD 21704-7835
Document Number	0120060273
Book / Page	012006 / 000273
Instrument Date	Aug 16, 2017
Transaction Type	Mortgage
Record Updated	Dec 5, 2017
Title Company	TITLE SOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3659 BYRON CIR URBANA MD 217047835, URBANA, MD 21704-7835

Mortgage

Document Number	0120060273
Date	Aug 30, 2017
Book Page	012006/000273

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2047

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$747,800 (+16.11%)	$866,200 (+25.79%) Land $277,000 Building $589,200
2024	$10,255.00 (+8.54%)
2023	$9,448.00	$644,067	$688,600 Land $201,500 Building $487,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 92% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on Byron Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures