3659 Ben Thorn Dr, Arnold, CA 95223 Property Records

Calaveras County property record for 3659 Ben Thorn Dr, Arnold, CA 95223

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,020 sqft · built 1973
Lot Size0.35 acres (15,246 sqft)
OwnerIndividual Name on Record
Last Sale$261,500 (Oct 2022)
Tax Bill$3,494 (2025)
Deeds & MortgagesApr 2023 Mortgage
Oct 2022 Sale
Flood ZoneZone X (minimal risk)
APN025-008-025-000

Property Details

APN / Parcel Number

Primary APN025-008-025-000
Alternative APN
  • 025-008-025

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,020 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1978
Architectural StyleConventional
Construction TypeWood
Lot Area15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Old Parcel Number025-008-025
Street Address3659 BEN THORN DR
CityARNOLD
StateCA
Zip95223
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSNOWSHOE SPRINGS SUB 3 LOT 164
Legal SubdivisionSNOWSHOE SPRINGS SUB
Legal Lot Number164
Legal Unit3
JurisdictionCALAVERAS CA
Township / Civil DivisionARNOLD-WEST POINT
Census Block Group1
Census Block1019
Census Tract504

Owner

Source: Calaveras County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address150 TAIT AVE, LOS GATOS, CA 95030-5937
Owner TypeIndividual
VestingTenants in Common

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2023Intrafamily Transfer, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Oct 27, 2022Grant Deed, Transfer
PLACER TITLE COMPANY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2022 · Amount on Record
Deed SaleOct 27, 2022 · Amount on Record
Deed Document Number202212658
Record UpdatedSep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionCALAVERAS CA
Recording DateApr 28, 2023
Property Address3659 BEN THORN DR, ARNOLD, CA 95223
Document Number0000003006
Map ReferenceMB 2 PG 43
Instrument DateApr 10, 2023
Instrument2023-003006
Transaction TypeTransfer
Record UpdatedMay 24, 2023
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address170 EASTWOOD DR, SAN FRANCISCO, CA 94112-1259

Mortgage

Document Number0000003007
DateApr 28, 2023
Instrument2023-003007
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2053

October 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCALAVERAS CA
Recording DateOct 27, 2022
Property Address3659 BEN THORN DR, ARNOLD, CA 95223
Document Number0000012658
Map ReferenceMB 2 PG 43
Instrument DateOct 19, 2022
Instrument2022-012658
Transaction TypeTransfer
Record UpdatedNov 23, 2022
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address170 EASTWOOD DR, SAN FRANCISCO, CA 94112-1259

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyCalaveras County
Secondary School DistrictBret Harte Union High School District (09 - 12)
Elementary School DistrictVallecito Union Elementary School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$277,505 (+2%) Land $26,530 Building $250,975
2025$3,494.00 (+2.89%)$272,064 (+4.04%) Land $26,010 Building $246,054
2023$3,396.00 (+285.91%)$261,500 Land $25,000 Building $236,500
2022$880.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 79% of the US · above 56% of California
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSNOWSHOE SPRINGS ASSN.
private · serves 686 people · EPA ID CA0510011
Water SourcePurchased surface water from CCWD - EBBETTS PASS
Last State InspectionDec 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Starlink
Satellite
280 / 30

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