3658 Via Bernardo, Oceanside, CA 92056 Property Records

San Diego County property record for 3658 Via Bernardo, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,837 sqft · built 1990
Lot Size0.11 acres (4,800 sqft)
OwnerCompany Name on File
Last Sale$224,000 (Jun 1989)
Tax Bill$4,699 (2025)
Deeds & MortgagesOct 2018 Transfer
Flood ZoneZone X (minimal risk)
APN169-474-16-00

Property Details

APN / Parcel Number

Primary APN169-474-16-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area1,837 sqft Living Area

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Lot Area4,800 sqft (0.11 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3658 VIA BERNARDO
CityOCEANSIDE
StateCA
Zip92056-7228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 52 TR 011816
Legal SubdivisionSOUTH RDG TRAILS
Legal Tract011816
Legal Block2
Legal Lot Number52
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2004
Census Tract19808

Owner

3658 Via Bernardo is owned by a company that acquired it in October 2018 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address3658 VIA BERNARDO, OCEANSIDE, CA 92056-7228
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 28, 1989 · Amount on File
Deed SaleJun 28, 1989 · Amount on File
Deed Document Number1989340635
Last Transfer DateOct 4, 2018
Transfer Doc0000416224
Record UpdatedSep 20, 2026

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateOct 5, 2018
Property Address3658 VIA BERNARDO, OCEANSIDE, CA 92056-7228
Document Number0000416224
Instrument DateOct 4, 2018
Instrument416224
Transaction TypeTransfer
Record UpdatedNov 22, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address3658 VIA BERNARDO OCEANSIDE CA 920567228, OCEANSIDE, CA 92056-7228
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3658 Via Bernardo was $4,699 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictVista Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$426,811 (+2%) Land $206,705 Building $220,106
2025$4,699.00 Homeowner's exemption$418,443 Land $202,652 Building $215,791
2023$4,323.00 (+0.28%) Homeowner's exemption$402,196 Land $194,784 Building $207,412
2022$4,311.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3658 Via Bernardo in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3658 Via Bernardo is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people · EPA ID CA3710014
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 836 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Spectrum
Cable
1,000 / 1,000
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

May also be available: GeoLinks, T-Mobile, Verizon.

Nearby Properties on Via Bernardo

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