3658 Kilo Ave, San Jose, CA 95124 Property Records

Santa Clara County property record for 3658 Kilo Ave, San Jose, CA 95124

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,151 sqft · built 2023
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$2,600,000 (May 2023)
Tax Bill	$34,156 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2022 Construction Loan + 3 more
Flood Zone	Zone D (undetermined)
APN	`447-14-042`

Property Details

APN / Parcel Number

Primary APN	`447-14-042`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,151 sqft Living Area
1st Floor Area	2,151 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	H-Shape
Exterior Material	Stucco
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	100 ft deep x 60 ft wide
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3658 KILO AVE
City	SAN JOSE
State	CA
Zip	95124-3144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-8
Legal Description	TRACT 1863 BOOK 76 PAGE 48 PAGE 49 LOT 81
Legal Subdivision	TRACT NO 1863
Legal Tract	1863
Legal Lot Number	81
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1006
Census Tract	502908

Owner

3658 Kilo Ave is owned and occupied by two individuals who bought it in May 2023.

Source: Santa Clara County records, as of October 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3658 KILO AVE, SAN JOSE, CA 95124-3144
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
May 4, 2023	Grant Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jun 30, 2022	Deed of Trust, Mortgage · Construction Mortgage AMERICAN HERITAGE LENDING INC
Jun 10, 2021	Grant Deed, Transfer · Commercial Mortgage LENDINGHOME FUNDING CORP
Apr 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 20, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2023 · Amount on File
Deed Sale	May 4, 2023 · Amount on File
Prior Sale	Jun 10, 2021 · Amount on File
Deed Document Number	202325470512
Prior Transfer Date	Jan 18, 2011
Prior Transfer Doc	0021057444
Record Updated	Oct 29, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 4, 2023
Property Address	3658 KILO AVE, SAN JOSE, CA 95124-3144
Document Number	0025470512
Map Reference	MB 76 PG 48&49
Instrument Date	May 1, 2023
Instrument	25470512
Transaction Type	Transfer
Record Updated	May 16, 2023
Title Company	STEWART TITLE, STEWART TITLE OF CA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3658 KILO AVE, SAN JOSE, CA 95124-3144

Mortgage

Document Number	0025470513
Date	May 4, 2023
Instrument	25470513

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	3658 KILO AVE, SAN JOSE, CA 95124-3144
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	37600 CENTRAL CT, NEWARK, CA 94560-3455

Mortgage

Document Number	0025329024
Date	Jun 30, 2022
Instrument	25329024

Lender

Name	AMERICAN HERITAGE LENDING INC
Type	Mortgage Company
Address	92613

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Jul 1, 2023

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 10, 2021
Property Address	3658 KILO AVE, SAN JOSE, CA 95124-3144
Document Number	0024992714
Map Reference	MB 76 PG 48&49
Instrument Date	Jun 7, 2021
Instrument	24992714
Transaction Type	Transfer
Record Updated	Jun 18, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3658 KILO AVE, SAN JOSE, CA 95124-3144

Mortgage

Document Number	0024992715
Date	Jun 10, 2021
Instrument	24992715

Lender

Name	LENDINGHOME FUNDING CORP
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 20, 2017
Property Address	3658 KILO AVE, SAN JOSE, CA 95124-3144
Document Number	0023629811
Instrument Date	Mar 17, 2017
Instrument	23629811
Transaction Type	Transfer
Record Updated	May 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3658 KILO AVE SAN JOSE CA 951243144, SAN JOSE, CA 95124-3144

April 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 20, 2017
Property Address	3658 KILO AVE, SAN JOSE, CA 95124-3144
Document Number	0023629812
Instrument Date	Mar 17, 2017
Instrument	23629812
Transaction Type	Transfer
Record Updated	May 5, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3658 KILO AVE SAN JOSE CA 951243144, SAN JOSE, CA 95124-3144

Tax Assessment & Valuation

The 2025 property tax bill for 3658 Kilo Ave was $34,156, up 1.9% from the year before.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	San Jose City
Elementary School District	Cambrian Elementary School District (KG - 08)
Secondary School District	Campbell Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,470,000 (-8.69%) Land $1,614,900 Building $855,100
2025	$34,156.00 (+1.88%)	$2,705,040 Land $1,768,680 Building $936,360
2024	$33,525.00 (+86.08%)
2023	$18,016.00 (+8.05%)	$1,332,936 Land $1,040,400 Building $292,536
2022	$16,674.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3658 Kilo Ave in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3658 Kilo Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 722 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Sail Internet.

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