3658 Harmann Estates Dr, Bridgeton, MO 63044 Property Records

St. Louis County property record for 3658 Harmann Estates Dr, Bridgeton, MO 63044

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,974 sqft · built 1971
Lot Size	0.299 acres (13,033 sqft)
Owner	2 Individual Names on File
Last Sale	$295,000 (Dec 2017)
Tax Bill	$6,030 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Dec 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12N-54-0195`

Property Details

APN / Parcel Number

Primary APN	`12N-54-0195`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,974 sqft Living Area
Gross Area	3,579 sqft
1st Floor Area	1,456 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Raised
Lot Area	13,033 sqft (0.299 acres)
Lot Dimensions	80 ft deep x 72 ft wide
Terrain	Above Road/Slope
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	605 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Open Frame Porch
Porch Area	578 sqft
Patio Area	56 sqft
Balcony Area	62 sqft
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3658 HARMANN ESTATES DR
City	BRIDGETON
State	MO
Zip	63044-2871
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	10R-3
Legal Description	HARMANN ESTS PLAT 1 LOT 47
Legal Subdivision	HARMANN ESTS PLAT 1
Legal Lot Number	47
Jurisdiction	ST LOUIS MO
Township / Civil Division	NORTHWEST
Census Block Group	1
Census Block	1028
Census Tract	213203

Owner

3658 Harmann Estates Dr is owned by two individuals who bought it in December 2017.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	11639 OLD SAINT CHARLES RD, BRIDGETON, MO 63044-3079
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Dec 21, 2017	Warranty Deed, Transfer PEOPLES NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 21, 2017 · Amount on File
Deed Sale	Dec 21, 2017 · Amount on File
Prior Sale	May 22, 2000 · Amount on File
Deed Document Number	2017537
Deed Book / Page	22828 / 2440
Prior Transfer Date	May 7, 2000
Prior Transfer Doc	0000000267
Record Updated	Oct 29, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	3658 HARMANN ESTATES DR, BRIDGETON, MO 63044-2871
Transaction Type	Mortgage
Record Updated	Dec 12, 2025
Title Company	UNKNOWN, LT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3658 HARMANN ESTATES DR, BRIDGETON, MO 63044-2871
Investor	Possibly a Property Investor

Mortgage

Document Number	2025090300555
Date	Sep 3, 2025
Instrument	2025090300555

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2055

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Dec 21, 2017
Property Address	3658 HARMANN ESTATES DR, BRIDGETON, MO 63044-2871
Document Number	0228282440
Book / Page	022828 / 002440
Instrument Date	Dec 18, 2017
Instrument	537
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	HILLSBORO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3658 HARMANN ESTATES DR BRIDGETON MO 630442871, BRIDGETON, MO 63044-2871

Mortgage

Document Number	228282444
Date	Dec 21, 2017
Book Page	022828/002444
Instrument	538

Lender

Name	PEOPLES NAT'L BK
Type	Bank
Address	MOUNT VERNON, IL 62864

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 20, 2047

Interest

Rate Type	Adjustable Rate
Rate	5%

Tax Assessment & Valuation

The 2025 property tax bill for 3658 Harmann Estates Dr was $6,030, up 11.8% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
Municipality	Bridgeton City
County	St. Louis County
Unified School District	Pattonville R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$79,650 (-) Land $13,430 Building $66,220	$419,200 (-) Land $70,700 Building $348,500
2025	$6,030.00 (+11.81%)	$79,650 Land $13,430 Building $66,220	$419,200 Land $70,700 Building $348,500
2024	$5,393.00 (-0.39%)
2023	$5,414.00 (+16.46%)	$66,700 (+28.34%) Land $10,550 Building $56,150	$351,000 Land $55,500 Building $295,500
2022	$4,649.00	$51,970 Land $7,680 Building $44,290
2021			$273,500 Land $40,400 Building $233,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3658 Harmann Estates Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3658 Harmann Estates Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 286 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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