3658 E Wilcox Rd, Warsaw, IN 46580 Property Records

Kosciusko County property record for 3658 E Wilcox Rd, Warsaw, IN 46580

Property Summary

Property Type	Rural Home
Details	3 bd · 2.5 ba · 2,571 sqft · built 1985
Lot Size	29 acres (1,263,240 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,192 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jun 2023 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`003-710001-45`

Property Details

APN / Parcel Number

Primary APN	`003-710001-45`
Alternative APNs	`43-11-36-100-001.000-031` `00000002590` `0371000145`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	14 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,571 sqft Living Area
1st Floor Area	2,571 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Construction Type	Masonry / Concrete Block
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	1,263,240 sqft (29 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00000002590
Street Address	3658 E WILCOX RD
City	WARSAW
State	IN
Zip	46580-8279
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AG
Legal Description	3-177-2 NW NE 36-32-6 29.00A
Legal Range	6
Legal Township	32
Legal Section	36
Jurisdiction	KOSCIUSKO IN
Township / Civil Division	WAYNE
Census Block Group	3
Census Block	3029
Census Tract	962200

Owner

3658 E Wilcox Rd, a rural home, is owned and occupied by two individuals who acquired it in October 2024.

Source: Kosciusko County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1350 N SANTORINI DR, WARSAW, IN 46580-8544
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Line of Credit FIRST FEDERAL SAVINGS BANK
Jun 30, 2023	Warranty Deed, Transfer
Sep 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL SAVINGS BANK
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL SAVINGS BANK
Aug 26, 2022	Intrafamily Transfer, Transfer
Apr 6, 2022	Warranty Deed, Transfer
Apr 27, 2020	Re-recorded Document

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 9, 2024
Deed Sale	Oct 9, 2024
Prior Sale	Mar 1, 2024 · Amount on File
Deed Document Number	2024100502
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	3658 E WILCOX RD, WARSAW, IN 46580-8279
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025120720
Date	Dec 19, 2025
Instrument	2025120720

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Nov 30, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Jun 30, 2023
Property Address	350 S EAST RIDGE PL, WARSAW, IN 46582-7076
Document Number	2023061485
Instrument Date	Jun 30, 2023
Instrument	2023061485
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	67 S HUNTERS RDG, WARSAW, IN 46582-5640

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	3658 E WILCOX RD, WARSAW, IN 46580-8279
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017091048
Date	Sep 27, 2017
Instrument	2017091048

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2027

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KOSCIUSKO IN
Property Address	3658 E WILCOX RD, WARSAW, IN 46580-8279
Transaction Type	Mortgage
Record Updated	Mar 7, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020041046
Date	Apr 27, 2020
Instrument	2020041046

Lender

Name	FIRST FEDERAL SAVINGS BANK
Type	Bank
Address	ROCHESTER, IN 46975

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	301 Months
Due	May 1, 2045

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KOSCIUSKO IN
Recording Date	Aug 26, 2022
Property Address	3658 E WILCOX RD, WARSAW, IN 46580-8279
Document Number	2022081266
Instrument Date	Aug 25, 2022
Instrument	2022081266
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	2730 SETTER LN, WARSAW, IN 46582-5643

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KOSCIUSKO IN
Recording Date	Apr 6, 2022
Property Address	3658 E WILCOX RD, WARSAW, IN 46580-8279
Document Number	2022040245
Instrument Date	Mar 31, 2022
Instrument	2022040245
Transaction Type	Transfer
Record Updated	Mar 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2730 SETTER LN, WARSAW, IN 46582-5643

April 2020: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	KOSCIUSKO IN
Recording Date	Apr 27, 2020
Property Address	3658 E WILCOX RD, WARSAW, IN 46580-8279
Document Number	2020041065
Instrument Date	Sep 17, 2015
Instrument	2020041065
Record Updated	Mar 7, 2023

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3658 E WELLON RD, WARSAW, IN 46580

Tax Assessment & Valuation

The 2025 property tax bill for 3658 E Wilcox Rd was $3,192 with a homeowner's exemption, down 2.9% from the year before.

Source: Kosciusko County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Kosciusko County
County Subdivision	Wayne Township
Unified School District	Warsaw Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,192.00 (-2.86%) Homeowner's exemption	$414,600 (+11.6%) Land $52,500 Building $362,100	$414,600 (+11.6%) Land $52,500 Building $362,100
2024	$3,286.00 (+9.68%) Homeowner's exemption	$371,500 (+6.88%) Land $43,100 Building $328,400	$371,500 (+6.88%) Land $43,100 Building $328,400
2023	$2,996.00 (+7.61%)	$347,600 (+9.24%) Land $41,600 Building $306,000	$347,600 (+9.24%) Land $41,600 Building $306,000
2022	$2,784.00	$318,200 Land $39,900 Building $278,300	$318,200 Land $39,900 Building $278,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3658 E Wilcox Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 29, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3658 E Wilcox Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Kosciusko Connect Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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