3658 Co Rd 146, Oak Harbor, OH 43449 Property Records

Sandusky County property record for 3658 Co Rd 146, Oak Harbor, OH 43449

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 1,619 sqft · built 1967
Lot Size	8.87 acres (386,377 sqft)
Owner	Individual Name on Record
Last Sale	$600,000 (May 2025)
Tax Bill	$1,725 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2026 Line of Credit
Flood Zone	Zone A (high risk)
APN	`31-29-00-0009-01`

Property Details

APN / Parcel Number

Primary APN	`31-29-00-0009-01`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,619 sqft Living Area
1st Floor Area	3,238 sqft
Basement Area	1,418 sqft
Unfinished Basement	1,418 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	386,377 sqft (8.87 acres)
Garage Area	384 sqft

Exterior Amenities

Porch	Patio
Porch Area	180 sqft
Granary	Granary
Lean-To	Lean-To
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3658 COUNTY ROAD 146
City	OAK HARBOR
State	OH
Zip	43449-9206
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	15 6 29 MPT E1/2 SW1/4 8.8702AC PER SURVEY
Legal Block	1
Legal Lot Number	9
Jurisdiction	SANDUSKY OH
Township / Civil Division	RICE
Census Block Group	3
Census Block	3030
Census Tract	960900

Owner

Source: Sandusky County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	3658 COUNTY ROAD 146, OAK HARBOR, OH 43449-9206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed of Trust, Mortgage · Line of Credit AGENCY CREDIT
Apr 27, 2026	Deed of Trust, Mortgage · Line of Credit AGENCY CREDIT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2025 · Amount on Record
Deed Sale	May 30, 2025 · Amount on Record
Deed Document Number	20252913
Deed Book / Page	359 / 171
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDUSKY OH
Recording Date	Apr 28, 2026
Property Address	3658 COUNTY ROAD 146, OAK HARBOR, OH 43449-9206
Document Number	0000002211
Book / Page	397 / 334
Instrument Date	Apr 21, 2026
Instrument	20262211
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3658 COUNTY ROAD 146, OAK HARBOR, OH 43449-9206
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002211,
Date	Apr 28, 2026
Book Page	397/334
Instrument	20262211

Lender

Name	AGENCY CREDIT

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.38%
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDUSKY OH
Recording Date	Apr 27, 2026
Property Address	3658 COUNTY ROAD 146, OAK HARBOR, OH 43449-9206
Document Number	0000002199
Book / Page	397 / 246
Instrument Date	Apr 21, 2026
Instrument	20262199
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3658 COUNTY ROAD 146, OAK HARBOR, OH 43449-9206
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002199,
Date	Apr 27, 2026
Book Page	397/246
Instrument	20262199

Lender

Name	AGENCY CREDIT

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	349 Months
Due	May 1, 2055

Interest

Rate	6.38%
Max Rate	-1%

Tax Assessment & Valuation

Source: Sandusky County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Sandusky County
County Subdivision	Rice Township
Unified School District	Fremont City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,725.00 (-3.63%) Homeowner's exemption Additional exemption filed	$56,220 (-8.73%) Land $12,470 Building $43,750
2024	$1,790.00 (+6.99%) Homeowner's exemption Additional exemption filed	$61,600 (+1%) Land $17,850 Building $43,750	$176,000 (+1%) Land $51,000 Building $125,000
2023	$1,673.00 Homeowner's exemption Additional exemption filed	$56,000 Land $16,240 Building $39,760
2021			$160,000 Land $46,400 Building $113,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Amplex Wireless Fixed Wireless	100 / 20
Verizon Fixed Wireless	25 / 6
AT&T Fixed Wireless	25 / 3

Nearby Properties on Co Rd 146

Nearby Streets

All Oak Harbor, OH Property Records

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures