St. Louis County property record for 3657 Riley Rd, Duluth, MN 55803
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,200 sqft · built 1967 |
| Lot Size | 0.899 acres (39,168 sqft) |
| Owner | Individual Name on File |
| Last Sale | $126,251 (Nov 2008) |
| Tax Bill | $3,886 (2026) |
| Deeds & Mortgages | Jan 2017 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | 520-0062-00540 |
| Primary APN | 520-0062-00540 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,200 sqft Gross Area |
| 1st Floor Area | 1,200 sqft |
| Basement Area | 408 sqft |
| Finished Basement | 408 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 39,168 sqft (0.899 acres) |
| Garage Area | 1,884 sqft |
| Deck Area | 504 sqft |
|---|---|
| Patio Area | 504 sqft |
| Storage Building | 280 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating Fuel | Gas |
| Account Number | 874237 |
|---|---|
| Street Address | 3657 RILEY RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-1126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | LOT 18, BLOCK 3 AND OUTLOT D, BLOCK 4,INCLUDING THAT PART OF VACATED AMITY ROADADJACENT. SERIAL # |
| Legal Subdivision | BOB DAUGAARDS PLAT OF AMITY VALLEY ACRES |
| Legal Block | 3 |
| Legal Lot Number | 18 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | RICE LAKE |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 10400 |
3657 Riley Rd is owned and occupied by an individual who bought it in November 2008.
Source: St. Louis County records, as of August 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3657 RILEY RD, DULUTH, MN 55803-1126 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 6, 2008 · Amount on File |
| Deed Sale | Nov 6, 2008 · Amount on File |
| Deed Document Number | 2008860982 |
| Prior Transfer Date | Sep 12, 2008 |
| Prior Transfer Doc | 0000860980 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 3657 RILEY RD, DULUTH, MN 55803-1126 |
| Document Number | 000T980840 |
| Instrument Date | Jan 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 25, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3657 RILEY RD DULUTH MN 558031126, DULUTH, MN 55803-1126 |
| Document Number | 000T980840 |
|---|---|
| Date | Jan 12, 2017 |
| Instrument | T980840 |
| Name | HERMANTOWN FCU |
|---|---|
| Type | Credit Union |
| Address | HERMANTOWN, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jan 11, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 3657 Riley Rd was $3,886 with a homeowner's exemption, up 3.7% from the year before.
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Rice Lake City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,886.00 (+3.74%) Homeowner's exemption | ||
| 2025 | $3,746.00 (+15.12%) Homeowner's exemption | $308,100 (+0.16%) Land $48,600 Building $259,500 | $308,100 (+0.16%) Land $48,600 Building $259,500 |
| 2024 | $3,254.00 | $307,600 Land $48,300 Building $259,300 | $307,600 Land $48,300 Building $259,300 |
| 2022 | $234,800 Land $39,400 Building $195,400 | $234,800 Land $39,400 Building $195,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3657 Riley Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1991–2001) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Apr 2001 · Severe Winter Storms, Flooding, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3657 Riley Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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