3657 NW State Rte 18, Adrian, MO 64720 Property Records

Bates County property record for 3657 NW State Rte 18, Adrian, MO 64720

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,458 sqft · built 1964
Lot Size	3.8 acres (165,528 sqft)
Owner	2 Individual Names on File
Last Sale	$518,700 (Jun 2026)
Tax Bill	$936 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-01.0-01-000-000-005.020`

Property Details

APN / Parcel Number

Primary APN	`07-01.0-01-000-000-005.020`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,458 sqft Living Area

Exterior

Year Built	Built 1964
Effective Year Built	Effective 1964
Roof Type	Shed Roof
Lot Area	165,528 sqft (3.8 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	800 sqft

Location & Zoning

Street Address	3657 NW STATE ROUTE 18
City	ADRIAN
State	MO
Zip	64720-4795
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ATR COMM NW COR OF SECT 1, TH E 1338' TO P.O.B. TH E 788', N 210', TO P.O. B. EXC RD E/W
Legal Range	32
Legal Township	41
Legal Section	01
Jurisdiction	BATES MO
Township / Civil Division	ELKHART
Census Block Group	1
Census Block	1081
Census Tract	70100

Owner

3657 NW State Rte 18 is owned by two individuals who bought it in June 2026.

Source: Bates County records, as of June 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	115 S MULBERRY ST, ADRIAN, MO 64720-9295
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2026	Deed of Trust, Mortgage · Conventional Mortgage USAA FSB
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage ADRIAN BANK
Jan 6, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL RESOURCES INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on File
Deed Sale	Jun 2, 2026 · Amount on File
Prior Sale	Sep 5, 2017 · Amount on File
Deed Document Number	20261315
Deed Book / Page	1063 / 41
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BATES MO
Recording Date	Jul 23, 2026
Property Address	3657 NW STATE ROUTE 18, ADRIAN, MO 64720-4795
Document Number	0000001794
Book / Page	1063 / 520
Instrument Date	Jul 23, 2026
Instrument	20261794
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1657 NE COUNTY ROAD 11004, ADRIAN, MO 64720-4509

Mortgage

Document Number	0000001794,
Date	Jul 23, 2026
Book Page	1063/520
Instrument	20261794

Lender

Name	USAA FSB

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.49%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BATES MO
Recording Date	Jun 2, 2026
Property Address	3657 NW STATE ROUTE 18, ADRIAN, MO 64720-4795
Document Number	0000001315
Book / Page	1063 / 41
Instrument Date	Jun 1, 2026
Instrument	20261315
Transaction Type	Transfer
Record Updated	Jun 11, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SERVI

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 S MULBERRY ST, ADRIAN, MO 64720-9295

Mortgage

Document Number	0000001316,
Date	Jun 2, 2026
Instrument	20261316

Lender

Name	ADRIAN BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BATES MO
Property Address	3657 NW STATE ROUTE 18, ADRIAN, MO 64720-4795
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3667 NW STATE ROUTE 18, ADRIAN, MO 64720-4795

Mortgage

Document Number	0010431600
Date	Jan 6, 2021
Book Page	1043/1600
Instrument	202100021

Lender

Name	AMERICAN FINANCIAL RESOURCES INC
Type	Funding / Finance Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3657 NW State Rte 18 was $936.

Source: Bates County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Bates County
County Subdivision	Elkhart Township
Unified School District	Adrian R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$936.00	$15,830	$83,300 Land $10,840 Building $72,460
2023		$14,040
2021			$73,900 Land $10,790 Building $63,110

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3657 NW State Rte 18 in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2019.

Source: FEMA National Flood Hazard Layer, effective May 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (2019–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3657 NW State Rte 18 is moderate, ranking above 48% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 63% of Missouri
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BATES COUNTY PWSD 5 serves 2,690 people · EPA ID MO1024034
Water Source	Purchased surface water from ADRIAN PWS
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Wisper ISP Fixed Wireless	400 / 30
KC Web Fixed Wireless	200 / 200

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on NW State Rte 18

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