3657 McKenzie St, Riverside, CA 92503 Property Records

Riverside County property record for 3657 McKenzie St, Riverside, CA 92503

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 804 sqft · built 1908
Lot Size	0.159 acres (6,969 sqft)
Owner	2 Individual Names on File
Last Sale	$150,000 (Dec 2021)
Tax Bill	$2,414 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`233-031-028`

Property Details

APN / Parcel Number

Primary APN	`233-031-028`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	804 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1908
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	6,969 sqft (0.159 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	233031028
Street Address	3657 MCKENZIE ST
City	RIVERSIDE
State	CA
Zip	92503-4323
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R106
Legal Description	LOT 73 MB 008/002 FIRST ADD TO MERICKEL SUB
Legal Subdivision	FIRST ADDITION TO MERICKLE SUBDIVISION
Legal Lot Number	73
Jurisdiction	RIVERSIDE CA
Township / Civil Division	RIVERSIDE
Census Block Group	1
Census Block	1002
Census Tract	31601

Owner

Source: Riverside County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Co-owner	Verified Secondary Owner
Mailing Address	4692 HEDRICK AVE, RIVERSIDE, CA 92505-1403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage EQUITY SMART HOME LOANS INC
Jan 9, 2017	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Prior Sale	Apr 29, 2008 · Amount on Record
Deed Document Number	2021-0765129
Prior Transfer Date	Aug 4, 2008
Prior Transfer Doc	2008-0426778
Record Updated	Jun 7, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3657 MCKENZIE ST, RIVERSIDE, CA 92503-4323
Transaction Type	Mortgage
Record Updated	Jan 13, 2022
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1324 S HERBERT AVE, LOS ANGELES, CA 90023-4009

Mortgage

Document Number	0000765785
Date	Dec 30, 2021
Instrument	2021-0765785

Lender

Name	EQUITY SMART HOME LOANS INC
Type	Mortgage Company
Address	SOUTH PASADENA, CA 91030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIVERSIDE CA
Property Address	3657 MCKENZIE ST, RIVERSIDE, CA 92503-4323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009743
Date	Jan 9, 2017
Instrument	2017-0009743

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: Riverside County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Riverside County
Municipality	Riverside City
Unified School District	Riverside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,414.00 (+3.92%) Homeowner's exemption	$218,565 (+4.04%) Land $69,880 Building $148,685
2023	$2,323.00 (+1.93%) Homeowner's exemption	$210,079 Land $67,167 Building $142,912
2022	$2,279.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERSIDE serves 302,776 people · EPA ID CA3310031
Water Source	Groundwater influenced by surface water
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: California Internet, T-Mobile USA.

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