3657 Harvard Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3657 Harvard Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,350 sqft · built 1975
Lot Size	0.24 acres (1,062 sqft)
Owner	Individual Name on Record
Last Sale	$390,000 (Aug 2018)
Tax Bill	$4,832 (2025)
Deeds & Mortgages	May 2021 Mortgage Nov 2021 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`165-291-32-00`

Property Details

APN / Parcel Number

Primary APN	`165-291-32-00`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	1,350 sqft Living Area

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Lot Area	1,062 sqft (0.24 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3657 HARVARD DR
City	OCEANSIDE
State	CA
Zip	92056-4110
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-B
Legal Description	LOT 32&32A TR 005581
Legal Subdivision	COLLEGE VIEW ESTATES
Legal Tract	005581
Legal Block	3
Legal Lot Number	32
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3000
Census Tract	18517

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3657 HARVARD DR, OCEANSIDE, CA 92056-4110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK
Nov 23, 2021	Deed of Trust, Mortgage · Line of Credit MISSION FCU
Sep 3, 2024	Deed of Trust, Mortgage · Line of Credit MISSION FCU
May 31, 2019	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Jan 27, 2020	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage AXOS BANK
Aug 29, 2018	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 29, 2018 · Amount on Record
Deed Sale	Aug 29, 2018 · Amount on Record
Prior Sale	Jul 24, 2013 · Amount on Record
Deed Document Number	2018356169
Prior Transfer Date	Jul 18, 2013
Prior Transfer Doc	0000461314
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3657 HARVARD DR, OCEANSIDE, CA 92056-4110
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3657 HARVARD DR, OCEANSIDE, CA 92056-4110

Mortgage

Document Number	0000379895
Date	May 19, 2021
Instrument	2021-0379895

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3657 HARVARD DR, OCEANSIDE, CA 92056-4110
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3657 HARVARD DR, OCEANSIDE, CA 92056-4110

Mortgage

Document Number	0000803768
Date	Nov 23, 2021
Instrument	2021-0803768

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Nov 30, 2041

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3657 HARVARD DR, OCEANSIDE, CA 92056-4110
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3657 HARVARD DR, OCEANSIDE, CA 92056-4110

Mortgage

Document Number	0000235147
Date	Sep 3, 2024
Instrument	2024-0235147

Lender

Name	MISSION FCU
Type	Credit Union
Address	SAN DIEGO, CA 92191

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 30, 2044

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3657 HARVARD DR, OCEANSIDE, CA 92056-4110
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000208237
Date	May 31, 2019
Instrument	2019-0208237

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3657 HARVARD DR, OCEANSIDE, CA 92056-4110
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042264
Date	Jan 27, 2020
Instrument	2020-0042264

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3657 HARVARD DR, OCEANSIDE, CA 92056-4110
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3657 HARVARD DR, OCEANSIDE, CA 92056-4110

Mortgage

Document Number	0000620025
Date	Oct 14, 2020
Instrument	2020-0620025

Lender

Name	AXOS BANK
Type	Bank
Address	SAN DIEGO, CA 92122

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 29, 2018
Property Address	3657 HARVARD DR, OCEANSIDE, CA 92056-4110
Document Number	0000356169
Map Reference	MAP 5581
Instrument Date	Aug 6, 2018
Instrument	2018-0356169
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CALIFORNIA TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3657 HARVARD DR, OCEANSIDE, CA 92056-4110

Mortgage

Document Number	0000356170
Date	Aug 29, 2018
Instrument	2018-0356170

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$443,746 (+2%) Land $236,749 Building $206,997
2025	$4,832.00 (+5.25%) Homeowner's exemption	$435,046 (+4.04%) Land $232,107 Building $202,939
2023	$4,591.00 (+1.57%) Homeowner's exemption	$418,154 Land $223,095 Building $195,059
2022	$4,520.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Western tribal government · serves 296 people · EPA ID 090605008
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 544 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

Nearby Properties on Harvard Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures