Cass County property record for 3657 22nd St S, Fargo, ND 58104
| Property Type | Single Family Home |
|---|---|
| Details | 2,304 sqft · built 1998 |
| Lot Size | 0.257 acres (11,200 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,676 (2025) |
| Deeds & Mortgages | Feb 2020 Line of Credit |
| Flood Zone | Zone X (moderate risk) |
| APN | 01-2323-00852-000 |
| Primary APN | 01-2323-00852-000 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,304 sqft Living Area |
| 1st Floor Area | 1,480 sqft |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 11,200 sqft (0.257 acres) |
| Lot Dimensions | 140 ft deep x 80 ft wide |
| Street Address | 3657 22ND ST S |
|---|---|
| City | FARGO |
| State | ND |
| Zip | 58104-6595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | LOT: 7 BLOCK: 6 ADDITION: PRAIRIE CROSSING ADDITION ADDITIONAL: PRAIRIE CROSSING REPLAT LOT 7 BLK 6 |
| Legal Subdivision | PRAIRIE CROSSING |
| Legal Block | 6 |
| Legal Lot Number | 7 |
| Jurisdiction | CASS ND |
| Township / Civil Division | FARGO |
| Census Block Group | 1 |
| Census Block | 1027 |
| Census Tract | 10306 |
3657 22nd St S is owned and occupied by two individuals.
Source: Cass County records, as of April 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3657 22ND ST S, FARGO, ND 58104-6595 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CASS ND |
| Property Address | 3657 22ND ST S, FARGO, ND 58104-6595 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001583472 |
|---|---|
| Date | Feb 18, 2020 |
| Instrument | 1583472 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Address | FARGO, ND 58104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 10, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3657 22nd St S was $4,676.
Source: Cass County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | North Dakota |
| County | Cass County |
| Municipality | Fargo City |
| Unified School District | Fargo Public School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,676.00 | $233,700 Land $39,350 Building $194,350 | $467,400 Land $78,700 Building $388,700 |
| 2023 | $5,940.00 | $222,550 Land $39,350 Building $183,200 | $445,100 Land $78,700 Building $366,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3657 22nd St S in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 102 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 102 in force |
| Nearby Flood Claims | 98 (1980–2025) |
| Claims Outside the SFHA | 91 of 98 |
| Most Recent Claim | Aug 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3657 22nd St S is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of North Dakota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FARGO serves 120,762 people · EPA ID ND0900336 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Bromate resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Cable · Fiber, Fixed Wireless in parts of the area | 2,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Otter Tail Telecom.
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