3656 Monteith Ave, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3656 Monteith Ave, Cincinnati, OH 45208

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 768 sqft · built 1917
Lot Size	0.1 acres (4,356 sqft)
Owner	Individual Name on Record
Last Sale	$223,500 (Nov 2020)
Tax Bill	$4,818 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`040-0005-0025-00`

Property Details

APN / Parcel Number

Primary APN	`040-0005-0025-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
1st Floor Area	768 sqft
Attic	Attic
Attic Area	720 sqft
Basement Area	768 sqft

Exterior

Year Built	Built 1917
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	4,356 sqft (0.1 acres)
Lot Dimensions	125 ft deep x 35 ft wide
Garage Type	Detached
Garage Area	150 sqft
Porch	Porch
Porch Area	140 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	3656 MONTEITH AVE
City	CINCINNATI
State	OH
Zip	45208-1461
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3656 MONTIETH AVE 35 X 125 PTS LOTS 27-28 SUNSET
Legal Subdivision	SUNSET PARK
Legal Lot Number	27-28 28
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1001
Census Tract	5000

Owner

Source: Hamilton County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3656 MONTEITH AVE, CINCINNATI, OH 45208-1461
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 4, 2020	Warranty Deed, Transfer · Conventional with PMI FAIRWAY INDEPENDENT MTG
Aug 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNION SVGS
Mar 22, 2017	Warranty Deed, Transfer · Conventional Mortgage UNION SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 4, 2020 · Amount on Record
Deed Sale	Nov 4, 2020 · Amount on Record
Prior Sale	Mar 22, 2017 · Amount on Record
Deed Document Number	0000116185
Deed Book / Page	014289 / 002233
Record Updated	Jun 8, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Nov 4, 2020
Property Address	3656 MONTEITH AVE, CINCINNATI, OH 45208-1461
Document Number	0000116185
Book / Page	014289 / 002233
Instrument Date	Oct 27, 2020
Instrument	116185
Transaction Type	Transfer
Record Updated	Jan 21, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$894.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3656 MONTEITH AVE CINCINNATI OH 452081461, CINCINNATI, OH 45208-1461

Mortgage

Document Number	116186
Date	Nov 4, 2020
Book Page	014289/002235
Instrument	116186

Lender

Name	FAIRWAY INDEPENDENT MTG
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 3, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3656 MONTEITH AVE, CINCINNATI, OH 45208-1461
Document Number	0000073204
Instrument Date	Aug 22, 2019
Transaction Type	Mortgage
Record Updated	Sep 24, 2019
Title Company	OLD TOWN TITLE AGENCY, OLD TOWN TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3656 MONTEITH AVE CINCINNATI OH 452081461, CINCINNATI, OH 45208-1461

Mortgage

Document Number	0000073204
Date	Aug 30, 2019
Book Page	013992/000036
Instrument	73204

Lender

Name	UNION SVGS
Type	Federal Savings Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 29, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Mar 22, 2017
Property Address	3656 MONTEITH AVE, CINCINNATI, OH 45208-1461
Document Number	0000005284
Map Reference	PB 12 PG 26
Instrument Date	Mar 10, 2017
Instrument	17-0025284
Transaction Type	Transfer
Record Updated	Feb 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8534 E KEMPER RD, CINCINNATI, OH 45249-3701

Mortgage

Document Number	0000005285
Date	Mar 22, 2017
Instrument	17-0025285

Lender

Name	UNION SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,818.00 (+3.08%)	$78,225 (+%) Land $58,264 Building $19,961
2024	$4,674.00 (-2.18%)	$78,224 (-) Land $58,264 Building $19,960
2023	$4,778.00 (-13.52%)	$78,224 (-3.67%) Land $58,264 Building $19,960	$223,500 (-3.66%) Land $166,470 Building $57,030
2022	$5,525.00 Homeowner's exemption	$81,200 Land $42,553 Building $38,647
2020			$232,000 Land $121,580 Building $110,420

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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