Clay County property record for 3656 Middlebrook Dr, Orange Park, FL 32065
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,622 sqft · built 2008 |
| Lot Size | 0.228 acres (9,946 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $215,500 (Apr 2015) |
| Tax Bill | $2,976 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Dec 2023 Second Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-04-25-007869-012-10 |
| Primary APN | 06-04-25-007869-012-10 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,622 sqft Heated Area |
| Gross Area | 3,611 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Exterior Material | Stucco |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,946 sqft (0.228 acres) |
| Garage Area | 440 sqft |
| Porch | Porch |
| Porch Area | 549 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3656 MIDDLEBROOK DR |
|---|---|
| City | ORANGE PARK |
| State | FL |
| Zip | 32065-5543 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 110 WHITFIELD @ OAKLEAF PLANTATION AS REC O R 3741 PG 761;3926 PG 2090FJ & 3952 PG 947 |
| Legal Range | 25 |
| Legal Township | 04 |
| Legal Section | 06 |
| Legal Subdivision | WHITFIELD @ OAKLEAF PLANTATION |
| Legal Lot Number | 110 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 3 |
| Census Block | 3005 |
| Census Tract | 30205 |
Source: Clay County records, as of December 18, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3656 MIDDLEBROOK DR, ORANGE PARK, FL 32065-5543 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Dec 1, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU |
| Sep 9, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU |
| Mar 14, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 24, 2015 · Amount on Record |
| Deed Sale | Apr 24, 2015 · Amount on Record |
| Prior Sale | Apr 24, 2015 · Amount on Record |
| Deed Document Number | 0037410761 |
| Deed Book / Page | 003741 / 000761 |
| Last Transfer Date | Mar 14, 2017 |
| Transfer Doc | 0039520947 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3656 MIDDLEBROOK DR, ORANGE PARK, FL 32065-5543 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3656 MIDDLEBROOK DR, ORANGE PARK, FL 32065-5543 |
| Document Number | 0050000747 |
|---|---|
| Date | Dec 30, 2025 |
| Book Page | 5000/747 |
| Instrument | 2025060216 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Jan 1, 2031 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3656 MIDDLEBROOK DR, ORANGE PARK, FL 32065-5543 |
| Transaction Type | Mortgage |
| Record Updated | Jan 18, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0047771132 |
|---|---|
| Date | Dec 1, 2023 |
| Book Page | 4777/1132 |
| Instrument | 2023058995 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Dec 1, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3656 MIDDLEBROOK DR, ORANGE PARK, FL 32065-5543 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NAVY FEDERAL TITLE SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 3656 MIDDLEBROOK DR, ORANGE PARK, FL 32065-5543 |
| Document Number | 0043510062 |
|---|---|
| Date | Sep 9, 2020 |
| Book Page | 4351/62 |
| Instrument | 2020046233 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Mar 14, 2017 |
| Property Address | 3656 MIDDLEBROOK DR, ORANGE PARK, FL 32065-5543 |
| Document Number | 0039520947 |
| Book / Page | 003952 / 000947 |
| Instrument Date | Mar 8, 2016 |
| Instrument | 12712 |
| Transaction Type | Transfer |
| Record Updated | May 29, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3656 MIDDLEBROOK DR ORANGE PARK FL 320655543, ORANGE PARK, FL 32065-5543 |
Source: Clay County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,976.00 (-38.19%) Homeowner's exemption | $235,268 (+5.99%) | $361,707 (+1.39%) Land $45,000 Building $316,707 |
| 2023 | $4,815.00 (+4.47%) Homeowner's exemption | $221,979 (+3%) | $356,765 (+7.37%) Land $45,000 Building $311,765 |
| 2022 | $4,609.00 Homeowner's exemption | $215,514 | $332,288 Land $25,000 Building $307,288 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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