3656 E Phelps St, Gilbert, AZ 85295 Property Records

Maricopa County property record for 3656 E Phelps St, Gilbert, AZ 85295

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,290 sqft · built 2008
Lot Size	0.113 acres (4,925 sqft)
Owner	Individual Name on Record
Last Sale	$278,000 (Apr 2017)
Tax Bill	$1,723 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`313-10-646`

Property Details

APN / Parcel Number

Primary APN	`313-10-646`

Interior

Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	2 Stories
Building Area	2,290 sqft Living Area
1st Floor Area	1,039 sqft
2nd Floor Area	1,251 sqft

Exterior

Year Built	Built 2008
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	4,925 sqft (0.113 acres)
Parking Spaces	2 Parking Spaces
Patio Area	122 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3656 E PHELPS ST
City	GILBERT
State	AZ
Zip	85295-7222
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	COOLEY STATION PHASE 2 MCR 757-42
Legal Range	06E
Legal Township	01S
Legal Section	35
Legal Quarter	SE
Quarter-Quarter Section	NW
Legal Subdivision	COOLEY STATION PHASE 2
Legal Phase	2
Legal Lot Number	472
Jurisdiction	MARICOPA AZ
Township / Civil Division	CHANDLER
Census Block Group	1
Census Block	1007
Census Tract	815602

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3656 E PHELPS ST, GILBERT, AZ 85295-7222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage BLUE BRICK FINANCIAL LLC
Jun 10, 2019	Deed of Trust, Mortgage · Conventional Mortgage BLUE BRICK FINANCIAL LLC
Apr 21, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2017 · Amount on Record
Deed Sale	Apr 21, 2017 · Amount on Record
Prior Sale	Dec 15, 2010
Deed Document Number	20170287426
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3656 E PHELPS ST, GILBERT, AZ 85295-7222
Transaction Type	Mortgage
Record Updated	Sep 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3656 E PHELPS ST, GILBERT, AZ 85295-7222

Mortgage

Document Number	0000419511
Date	Aug 11, 2023
Instrument	20230419511

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3656 E PHELPS ST, GILBERT, AZ 85295-7222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLEAR TITLE AGENCY OF AZ

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000227089
Date	Mar 16, 2020
Instrument	20200227089

Lender

Name	BLUE BRICK FINANCIAL LLC
Type	Mortgage Company
Address	MESA, AZ 85215

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3656 E PHELPS ST, GILBERT, AZ 85295-7222
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLEAR TITLE AGENCY OF AZ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3656 E PHELPS ST, GILBERT, AZ 85295-7222

Mortgage

Document Number	0000430753
Date	Jun 10, 2019
Instrument	20190430753

Lender

Name	BLUE BRICK FINANCIAL LLC
Type	Mortgage Company
Address	MESA, AZ 85215

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 21, 2017
Property Address	3656 E PHELPS ST, GILBERT, AZ 85295-7222
Document Number	0000287426
Map Reference	MB 757 PG 42
Instrument Date	Apr 20, 2017
Instrument	2017-0287426
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3921 S ADOBE DR, 3921, CHANDLER, AZ 85286-0198

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3656 E PHELPS ST, GILBERT, AZ 85295-7222

Mortgage

Document Number	, 2017-0287427
Date	Apr 21, 2017
Instrument	2017-0287427

Lender

Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Gilbert Town
Unified School District	Higley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$45,360 (+8.31%)	$453,600 (+8.31%) Land $90,700 Building $362,900
2025	$1,723.00 (-6.31%)	$41,880 (-6.27%)	$418,800 (-6.27%) Land $83,700 Building $335,100
2024	$1,839.00 (-0.54%)	$44,680	$446,800 Land $89,300 Building $357,500
2023	$1,849.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Arizona
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF GILBERT serves 247,600 people · EPA ID AZ0407092
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2017
Treatment and Procedure	Treatment report not submitted Oct 2017
Monitoring and Reporting	53 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 715 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

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