3656 E Lakeshore Dr, Whitefish, MT 59937 Property Records

Flathead County property record for 3656 E Lakeshore Dr, Whitefish, MT 59937 · Last verified August 2026

Property Summary

Property Type	Rural Home
Details	4 bd · 3 ba · 2,876 sqft · built 1981
Lot Size	0.455 acres (19,820 sqft)
Owner	Company Name on File
Tax Bill	$38,134 (2025)
Deeds & Mortgages	Sep 2018 Mortgage Nov 2021 Mortgage + 5 more
Flood Zone	Zone AE (high risk)
APN	`R0775481`

Property Details

APN / Parcel Number

Primary APN	`R0775481`
Alternative APNs	`07-4292-05-1-02-09-0000` `0000376526`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	2,876 sqft Living Area
1st Floor Area	1,952 sqft
2nd Floor Area	924 sqft
Basement Area	160 sqft
Unfinished Basement	160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2010
Architectural Style	Modern
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	19,820 sqft (0.455 acres)
Lot Dimensions	213 ft deep x 25 ft wide
Terrain	Rolling
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Deck Area	664 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	0000376526
Street Address	3656 E LAKESHORE DR
City	WHITEFISH
State	MT
Zip	59937-8012
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	BRITELLS POINT OF PINES NO 2, S05, T31 N, R22 W, LOT 9A
Legal Range	22W
Legal Township	31N
Legal Section	05
Legal Subdivision	BRITELLS POINT OF PINES NO 2
Legal Tract	1
Legal Lot Number	9A
Jurisdiction	FLATHEAD MT
Township / Civil Division	WHITEFISH
Census Block Group	1
Census Block	1008
Census Tract	302

Owner

Source: Flathead County records · APN R0775481

Assessment roll updated September 3, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1401 17TH ST, 1225, DENVER, CO 80202-1268
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2018	Deed of Trust, Mortgage · Commercial Mortgage VALLEY BANK OF KALISPELL
Nov 08, 2021	Deed of Trust, Mortgage · Conventional Mortgage HIAWATHA NATIONAL BANK
Aug 11, 2022	Deed of Trust, Mortgage · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA
Nov 10, 2025	Quit Claim Deed, Transfer Quitclaim
Apr 24, 2023	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE
Jun 24, 2022	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Aug 24, 2020	Warranty Deed, Transfer · Conventional Mortgage BANK FIRST NA

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 10, 2025
Deed Sale	Nov 10, 2025
Prior Sale	Apr 24, 2023
Deed Document Number	202524382
Prior Transfer Date	Apr 18, 2023
Prior Transfer Doc	0000005963
Record Updated	Sep 20, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	3656 E LAKESHORE DR, WHITEFISH, MT 59937-8012
Transaction Type	Mortgage
Record Updated	Dec 05, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201800023414
Date	Sep 21, 2018
Instrument	201800023414

Lender

Name	VALLEY BANK OF KALISPELL
Type	Bank
Address	KALISPELL, MT 59903

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	3656 E LAKESHORE DR, WHITEFISH, MT 59937-8012
Transaction Type	Mortgage
Record Updated	Dec 05, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100039093
Date	Nov 08, 2021
Instrument	202100039093

Lender

Name	HIAWATHA NATIONAL BANK
Type	Bank
Address	HUDSON, WI 54016

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 01, 2028
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	8.25%
Max Rate	8.25%

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLATHEAD MT
Property Address	3656 E LAKESHORE DR, WHITEFISH, MT 59937-8012
Transaction Type	Mortgage
Record Updated	Dec 05, 2025
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202200021294
Date	Aug 11, 2022
Instrument	202200021294

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.27%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 01, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	9.27%
Index	Other
Margin	3
Max Rate	9.27%

November 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLATHEAD MT
Recording Date	Nov 10, 2025
Property Address	3656 E LAKESHORE DR, WHITEFISH, MT 59937-8012
Document Number	202500024382
Instrument Date	Oct 15, 2025
Instrument	202500024382
Transaction Type	Transfer
Record Updated	Dec 05, 2025

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1401 17TH ST # ST1225, ST1225, DENVER, CO 80202-1268

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1401 17TH ST # 1225, 1225, DENVER, CO 80202-1268

April 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLATHEAD MT
Recording Date	Apr 24, 2023
Property Address	3656 E LAKESHORE DR, WHITEFISH, MT 59937-8012
Document Number	202300005963
Instrument Date	Apr 18, 2023
Instrument	202300005963
Transaction Type	Transfer
Record Updated	Dec 05, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 WHITE HAWK RANCH DR, BOULDER, CO 80303-1682

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Jun 24, 2022
Property Address	3656 E LAKESHORE DR, WHITEFISH, MT 59937-8012
Document Number	202200015819
Instrument Date	Jun 22, 2022
Instrument	202200015819
Transaction Type	Transfer
Record Updated	Dec 05, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1044 WHITE HAWK RANCH DR, BOULDER, CO 80303-1682

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLATHEAD MT
Recording Date	Aug 24, 2020
Property Address	3656 E LAKESHORE DR, WHITEFISH, MT 59937-8012
Document Number	202000026249
Instrument Date	Aug 24, 2020
Instrument	202000026249
Transaction Type	Transfer
Record Updated	Dec 05, 2025
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	14195 N TWIN OAKS LN, MEQUON, WI 53097-1309

Mortgage

Document Number	202000026250
Date	Aug 24, 2020
Instrument	202000026250

Lender

Name	BANK FIRST NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 01, 2050

Tax Assessment & Valuation

Source: Flathead County records · Assessment roll updated September 3, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Montana
County	Flathead County
Elementary School District	Whitefish Elementary School District (PK - 08)
Secondary School District	Whitefish High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$38,134.00 (+38.72%)	$5,864,500 (+37.56%)	$5,864,500 (+37.56%) Land $3,554,000 Building $2,310,500
2023	$27,490.00	$4,263,300	$4,263,300 Land $2,281,000 Building $1,982,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flathead County (30029C), updated November 16, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300290003021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	3,004.0 ft
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 13 individual NFIP policies nearby
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	13 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fixed Wireless	25 / 6
Lumen Technologies	DSL	10 / 1
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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