Navajo County property record for 3656 E Bermuda Cir, Pinetop, AZ 85935
| Property Type | Single Family Home |
|---|---|
| Details | 1,548 sqft · built 2000 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,332 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 411-79-443 |
| Primary APN | 411-79-443 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,548 sqft Living Area |
| Gross Area | 1,968 sqft |
| 1st Floor Area | 1,548 sqft |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Deck Area | Deck Area |
| Patio Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3656 E BERMUDA CIR |
|---|---|
| City | PINETOP |
| State | AZ |
| Zip | 85935-8652 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1-10 |
| Legal Description | PINETOP LAKES MOUNTAIN HOMES UNIT 4 LOT 443 |
| Legal Range | 23E |
| Legal Township | 08N |
| Legal Section | 11 |
| Legal Subdivision | PINETOP LAKES MOUNTAIN HOMES UNIT 4 |
| Legal Lot Number | 443 |
| Legal Unit | 4 |
| Jurisdiction | NAVAJO AZ |
| Township / Civil Division | SNOWFLAKE |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 964902 |
3656 E Bermuda Cir is owned and occupied by two individuals.
Source: Navajo County records, as of June 12, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3656 E BERMUDA CIR, PINETOP, AZ 85935-8652 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Feb 21, 2017 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Property Address | 3656 E BERMUDA CIR, PINETOP, AZ 85935-8652 |
| Document Number | 0000001661 |
| Instrument Date | Jan 13, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2018 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3656 E BERMUDA CIR PINETOP AZ 85935, PINETOP, AZ 85935 |
| Document Number | 0000001661 |
|---|---|
| Date | Jan 31, 2018 |
| Instrument | 1661 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 30, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NAVAJO AZ |
| Property Address | 3656 E BERMUDA CIR, PINETOP, AZ 85935-8652 |
| Document Number | 0000002774 |
| Instrument Date | Feb 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2017 |
| Title Company | CLOSING USA LLC |
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 3656 E BERMUDA CIR PINETOP AZ 85935, PINETOP, AZ 85935 |
| Document Number | 0000002774 |
|---|---|
| Date | Mar 1, 2017 |
| Instrument | 2774 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Feb 29, 2032 |
The 2025 property tax bill for 3656 E Bermuda Cir was $2,332.
Source: Navajo County assessment roll, as of June 12, 2026
| Type | Name |
|---|---|
| State | Arizona |
| County | Navajo County |
| Unified School District | Blue Ridge Unified District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2027 | $397,536 Land $80,000 Building $317,536 | ||
| 2025 | $2,332.00 | $41,631 Land $6,250 Building $35,381 | $416,313 Land $62,500 Building $353,813 |
| 2023 | $2,139.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3656 E Bermuda Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3656 E Bermuda Cir is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 69% of the US · above 57% of Arizona |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PONDEROSA DWID public/private · serves 5,375 people · EPA ID AZ0409023 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Smith Bagley Fixed Wireless | 100 / 100 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures