3655 Willowlea Ct, Unit B, Cincinnati, OH 45208 Property Records

Hamilton County property record for 3655 Willowlea Ct, Unit B, Cincinnati, OH 45208

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,088 sqft · built 1963
Lot Size	4.53 acres (197,672 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Jun 2025)
Tax Bill	$5,257 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`038-0004-0241-00`

Property Details

APN / Parcel Number

Primary APN	`038-0004-0241-00`
Alternative APN	`0084457`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	8 Units
Stories	1 Story
Building Area	1,088 sqft Living Area
Gross Area	1,318 sqft
1st Floor Area	1,088 sqft
Basement Area	230 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Lot Area	197,672 sqft (4.53 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3655 WILLOWLEA CT, B
City	CINCINNATI
State	OH
Zip	45208-1841
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	UNIT 3655-B 1.0870% HYDE PARK PLACE CONDOMINIUMS PHASE 2
Legal Subdivision	HYDE PARK PLACE CONDOMINIUMS PHASE 2
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	1
Census Block	1005
Census Tract	5302

Owner

3655 Willowlea Ct, Unit B is owned and occupied by an individual who bought it in June 2025.

Source: Hamilton County records, as of July 1, 2026

Owner of Record	Individual Name on File
Mailing Address	3655 WILLOWLEA CT, B, CINCINNATI, OH 45208-1841
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Sep 18, 2019	Warranty Deed, Transfer · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2025 · Amount on File
Deed Sale	Jun 24, 2025 · Amount on File
Prior Sale	Apr 23, 2025 · Amount on File
Deed Document Number	202546891
Deed Book / Page	15443 / 223
Prior Transfer Date	Jul 6, 2005
Prior Transfer Doc	0000000916
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3655 WILLOWLEA CT # 3655-B, 3655-B, CINCINNATI, OH 45208-1841
Transaction Type	Mortgage
Record Updated	Mar 29, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000156047
Date	Dec 30, 2021
Book Page	14574/2034
Instrument	2021-0156047

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.89%
Type Change Date	Jan 1, 2032
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.89%
Index	Other
Margin	3
Max Rate	7.89%

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 18, 2019
Property Address	3655 WILLOWLEA CT UNIT B, B, CINCINNATI, OH 45208-1841
Document Number	0000079867
Book / Page	014004 / 001077
Instrument Date	Sep 10, 2019
Instrument	79867
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$896.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3655 WILLOWLEA CT #B CINCINNATI OH 452081841, B, CINCINNATI, OH 45208-1841

Mortgage

Document Number	79868
Date	Sep 18, 2019
Book Page	014004/001079
Instrument	79868

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3655 Willowlea Ct, Unit B was $5,257, up 3.1% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,257.00 (+3.14%)	$85,516 (-) Land $12,320 Building $73,196	$244,330 Land $35,200 Building $209,130
2024	$5,097.00 (-2.34%)	$85,516 (-) Land $12,320 Building $73,196
2023	$5,219.00 (-2.14%)	$85,516 (+9.08%) Land $12,320 Building $73,196	$244,330 Land $35,200 Building $209,130
2022	$5,333.00 Homeowner's exemption	$78,400 Land $12,320 Building $66,080
2020			$224,000 Land $35,200 Building $188,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3655 Willowlea Ct, Unit B in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1982–1997)
Most Recent Claim	Jun 1997 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3655 Willowlea Ct, Unit B is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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