3655 Spring Lakes Blvd, Olive Branch, MS 38654 Property Records

DeSoto County property record for 3655 Spring Lakes Blvd, Olive Branch, MS 38654

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,645 sqft · built 1999
Lot Size	0.88 acres (38,333 sqft)
Owner	2 Individual Names on Record
Last Sale	$249,300 (Aug 2019)
Tax Bill	$2,579 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2-06-4-18-01-0-00106-00`

Property Details

APN / Parcel Number

Primary APN	`2-06-4-18-01-0-00106-00`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,645 sqft Adjusted Area
1st Floor Area	2,349 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	38,333 sqft (0.88 acres)
Patio Area	546 sqft

Location & Zoning

Street Address	3655 SPRING LAKES BLVD
City	OLIVE BRANCH
State	MS
Zip	38654-5802
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-R OVERLA
Legal Description	COLLEGE HILLS PUD S-D 1ST REV LOT 106
Legal Range	006
Legal Township	02S
Legal Section	18
Legal Subdivision	COLLEGE HILLS PUD S-D
Legal Lot Number	106
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	3
Census Block	3004
Census Tract	70722

Owner

Source: DeSoto County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3655 SPRING LAKES BLVD, OLIVE BRANCH, MS 38654-5802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Mar 12, 2026	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Dec 14, 2021	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Aug 7, 2020	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 26, 2022	Deed of Trust, Mortgage · VA Mortgage LOW VA RATES LLC
Aug 27, 2019	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2019 · Amount on Record
Deed Sale	Aug 27, 2019 · Amount on Record
Deed Book / Page	897 / 512
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3655 SPRING LAKES BLVD, OLIVE BRANCH, MS 38654-5802
Transaction Type	Mortgage
Record Updated	Mar 24, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3655 SPRING LAKES BLVD, OLIVE BRANCH, MS 38654-5802

Mortgage

Document Number	5663/25904
Date	Mar 12, 2026
Book Page	5663/25904

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89074

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2056

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3655 SPRING LAKES BLVD, OLIVE BRANCH, MS 38654-5802
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3655 SPRING LAKES BLVD, OLIVE BRANCH, MS 38654-5802

Mortgage

Document Number	005420/164
Date	Dec 14, 2021
Book Page	5420/164

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3655 SPRING LAKES BLVD, OLIVE BRANCH, MS 38654-5802
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005010/484
Date	Aug 7, 2020
Book Page	5010/484

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	3655 SPRING LAKES BLVD, OLIVE BRANCH, MS 38654-5802
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3655 SPRING LAKES BLVD, OLIVE BRANCH, MS 38654-5802

Mortgage

Document Number	005624/521
Date	Oct 26, 2022
Book Page	5624/521

Lender

Name	LOW VA RATES LLC
Type	Mortgage Company
Address	LINDON, UT 84042

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jan 1, 2026
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	5.75%
Index	1-Year CMT
Max Rate	9.75%

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 27, 2019
Property Address	3655 SPRING LAKES BLVD, OLIVE BRANCH, MS 38654-5802
Document Number	000897/512
Book / Page	0897 / 512
Map Reference	MB 55 PG 3-5
Instrument Date	Aug 4, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	REALITY TITLE, REALTY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	442 SANLENAY CT, 442, BILOXI, MS 39531-4616

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3655 SPRING LAKES BLVD, OLIVE BRANCH, MS 38654-5802

Mortgage

Document Number	0004786194
Date	Aug 27, 2019
Instrument	4786/194

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Olive Branch City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,579.00 (+18.36%)	$24,866 (+36.9%) Land $3,000 Building $21,866	$248,662 (+36.9%) Land $30,000 Building $218,662
2023	$2,179.00	$18,164	$181,644 Land $30,000 Building $151,644

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 82% of Mississippi
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jan 2010
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
Northcentral Connect Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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