Rowan County property record for 3655 Pine Tree Pl, Salisbury, NC 28144
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,075 sqft · built 1976 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $40,000 (Apr 1988) |
| Tax Bill | $756 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2025 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 322 189 |
| Primary APN | 322 189 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,075 sqft Living Area |
| 1st Floor Area | 1,075 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Brick |
| Lot Area | 25,700 sqft (0.59 acres) |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3655 PINE TREE PL |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28144-1291 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15:SINGLE |
| Legal Description | L63 |
| Legal Subdivision | SPENCER FOREST SEC IV |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | FRANKLIN |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 51302 |
Source: Rowan County records · APN 322 189
Assessment roll updated August 8, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3655 PINE TREE PL, SALISBURY, NC 28144-1291 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Apr 01, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC |
| Dec 19, 2025 | Intrafamily Transfer, Transfer |
| Jul 01, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 29, 1988 · Amount on Record |
| Deed Sale | Apr 29, 1988 · Amount on Record |
| Deed Book / Page | 639 / 83 |
| Last Transfer Date | Dec 05, 2025 |
| Transfer Doc | 0014740677 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Apr 01, 2026 |
| Property Address | 3655 PINE TREE PL, SALISBURY, NC 28144-1291 |
| Document Number | 1480000279 |
| Book / Page | 1480 / 279 |
| Instrument Date | Mar 02, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | VISIONET SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 3655 PINE TREE PL, SALISBURY, NC 28144-1291 |
| Investor | Possibly a Property Investor |
| Document Number | 1480000279, |
|---|---|
| Date | Apr 01, 2026 |
| Book Page | 1480/279 |
| Name | ROYAL UNITED MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.1% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Dec 19, 2025 |
| Property Address | 3655 PINE TREE PL, SALISBURY, NC 28144-1291 |
| Document Number | 0014740677 |
| Book / Page | 1474 / 677 |
| Map Reference | MB 1405 PG 271 |
| Instrument Date | Dec 05, 2025 |
| Transaction Type | Transfer |
| Record Updated | Jan 01, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3655 PINE TREE PL, SALISBURY, NC 28144-1291 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3655 PINE TREE PL, SALISBURY, NC 28144-1291 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROWAN NC |
| Recording Date | Jul 01, 2022 |
| Property Address | 3655 PINE TREE PL, SALISBURY, NC 28144-1291 |
| Document Number | 0014050271 |
| Book / Page | 1405 / 271 |
| Map Reference | PG 1384 |
| Instrument Date | Jul 01, 2022 |
| Transaction Type | Transfer |
| Record Updated | Jul 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3655 PINE TREE PL, 3655, SALISBURY, NC 28144-1291 |
| Name | Verified Name |
|---|---|
| Address | 3655 PINE TREE PL, SALISBURY, NC 28144-1291 |
Source: Rowan County records · Assessment roll updated August 8, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $756.00 | $113,792 (-) Land $28,000 Building $85,792 | |
| 2023 | $756.00 | $113,792 Land $28,000 Building $85,792 | $113,792 Land $28,000 Building $85,792 |
Source: FEMA National Flood Hazard Layer as of May 10, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2020) |
| Most Recent Claim | Nov 2020 · Tropical Storm Eta |
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| AT&T DSL | 100 / 20 |
Based on FCC filings for 82 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SPENCER FOREST private · serves 157 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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