Jackson County property record for 3655 Peanut Rd, Cottondale, FL 32431
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,304 sqft · built 1997 |
| Lot Size | 2.99 acres (130,244 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,004 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-5N-12-0000-0090-0012 |
| Primary APN | 14-5N-12-0000-0090-0012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,304 sqft Heated Area |
| Gross Area | 3,242 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Exterior Material | Vinyl |
| Construction Type | Brick |
| Roof Material | Metal |
| Lot Area | 130,244 sqft (2.99 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 864 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Fence | Fence |
| Lean-To | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 3655 PEANUT RD |
|---|---|
| City | COTTONDALE |
| State | FL |
| Zip | 32431-6817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OR 641 P 245 COMM AT SWC OF NE1/4 OF SW1/4, RUN S 88* E 1633.07 FT TO BEGIN, RUN N 199.75 FT, N 65* E 380.72 FT TO SW/LY RTWY |
| Legal Range | 12W |
| Legal Township | 05N |
| Legal Section | 14 |
| Jurisdiction | JACKSON FL |
| Township / Civil Division | COTTONDALE |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 210400 |
3655 Peanut Rd is owned and occupied by two individuals who acquired it in April 2002.
Source: Jackson County records, as of December 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3655 PEANUT RD, COTTONDALE, FL 32431-6817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 22, 2002 |
| Deed Sale | Apr 22, 2002 |
| Deed Document Number | 0000861178 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JACKSON FL |
| Property Address | 3655 PEANUT RD, COTTONDALE, FL 32431-6817 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016450797 |
|---|---|
| Date | Apr 1, 2020 |
| Book Page | 1645/797 |
| Instrument | 202032003494 |
| Name | TYNDALL FCU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32412 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2050 |
The 2025 property tax bill for 3655 Peanut Rd was $2,004 with a homeowner's exemption, up 3.1% from the year before.
Source: Jackson County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Jackson County |
| Unified School District | Jackson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,004.00 (+3.14%) Homeowner's exemption | $190,701 (+2.9%) | $256,998 (-1.23%) Land $17,940 Building $239,058 |
| 2024 | $1,943.00 (+5.83%) Homeowner's exemption | $185,327 (+3%) | $260,208 (+2.34%) Land $17,940 Building $242,268 |
| 2023 | $1,836.00 (+10.2%) Homeowner's exemption | $179,929 (+3%) | $254,257 (+21.91%) Land $17,940 Building $236,317 |
| 2022 | $1,666.00 Homeowner's exemption | $174,688 | $208,569 Land $16,445 Building $192,124 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3655 Peanut Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3655 Peanut Rd is moderate, ranking above 44% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Verizon Fixed Wireless | 25 / 6 |
5G (outdoors only) and 4G LTE
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